We are buying a 2 bedroom flat in Earley with a mortgage. We would like to retain our Earley conveyancer, however the bank advise she’s not on their "panel". We have to appoint one of the mortgage company panel firms or continue with our Earley conveyancer as well as pay for one of their panel ones to represent them. We feel that this is inequitable; are we not able to require that the mortgage company use our Earley property lawyer ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Earley conveyancing lawyer to apply to be on the conveyancing panel.
Can conveyancing in Earley to be done in 3 weeks?
In a situation where the seller is applying pressure for your conveyancing it is highly recommended that your solicitor is familiar with the area as they will make use of local contacts and insight. It is possible that they would have handled previoushomes in the same road. Therefore consider using a Earley conveyancing firm. Second, check that the conveyancing firm is on the on the approved list for your mortgage company. It is said that nearly one in five of Earley conveyancing transactions are frustrated or jeopardised after discovering a buyer’s lawyer was not on their banks member panel. In many cases this discovery resulted in the home move being frustrated by almost 21 days. It is said that this issue impacts approximately one hundred thousand home moves every year. Almost all Earley conveyancing firms can not represent certain mortgage companies so do check as early as possible.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Earley. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/7/2026, the requirements read as follows :
How easy is it to use your search tool to get a quote from a conveyancing lawyer in Earley on the authorised to act for my bank?
First select a bank such as Santander, Skipton Building Society or Godiva Mortgages Ltd then type in your preferred area for example Earley. Conveyancing practices in Earley and nationally should be listed.
My cousin has urged me to instruct his lawyers for conveyancing in Earley. Do I follow his guidance?
Much as we are happy to recommend a Earley conveyancing lawyer it’s preferable to select a conveyancing practitioner is to have referrals from friends or relatives who have actually previously instructed the conveyancer you're contemplating using.
My wife and I hope to buy our 1st house in Earley. Conveyancing practitioner has been chosen. The broker suggested that a survey is not appropriate as the house was only constructed in 2001.
You would be best advised to commission a Home Buyer's Report. Given the residence is more than 10 years old the property will be without a warranty, so you don't want to take a risk. Where a property of this age shows no signs of defects a Home Buyer's report may be sufficient. The report should highlight any apparent problems and recommend additional investigation where appropriate. Where there are any signs of problems seek a comprehensive structural survey.