My best friend’s brother is a property lawyer. I expect that I can be offered mate’s pricing for conveyancing, However if that does not come through, what level of figure would I typically be looking at for conveyancing in Twyford?
Do compare pricing. Do use our search tool on this site. You will notice that quotes will vary but service levels do differ between conveyancers as is the case with the vast majority of professional services.
Our Twyford solicitor has identified an inconsistency between the assumptions in the valuation survey and what is revealed within the legal papers for the property. My solicitor says that he needs to ensure that the bank is OK with this discrepancy and is content to go ahead. Is my solicitor’s stance correct?
Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I have been recommended a conveyancing solicitor in Twyford. I need to find out whether they are accepted on the Barnsley Building Society conveyancing panel. Can you or the lender confirm if they are on the panel?
You should phone your conveyancer and enquire whether they can act for the bank. Alternatively you can get in touch with Barnsley Building Society who may be able to assist.
A colleague advised me that in buying a property in Twyford there could be a number of restrictions prohibiting external alterations to a property. Is this right?
We are aware of a number of properties in Twyford which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Twyford should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it the case that all Twyford CQS (Conveyancing Quality Scheme) solicitors are on the Coventry BS conveyancing panel?
Some major lenders now use CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their panels.
I have decided to exercise my right to buy my property in Twyford off the council. I have a mortgage agreed with UBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
My friend recommended that if I am buying in Twyford I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally included in the estimate for your Twyford conveyancing searches. It is a large report of more than thirty pages, listing and setting out important information about Twyford around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful information regarding Twyford.
Due to the advice of my in-laws I had a survey completed on a house in Twyford in advance of appointing solicitors. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some banks may not give a loan on this type of property.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. If you contact us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Twyford. Conveyancing will be smoother if you use a solicitor in Twyford especially if they are accustomed to such properties in Twyford.