Completed the sale of my flat in Sonning Common last April yet the purchaser is telephoning every few hours complaining that her solicitor is waiting to hear from mine. What are the post completion sale formalities following completion?
After completion of your sale your solicitor should send the transfer documentation and all of the paperwork to the purchaser's solicitors. Depending on the transaction, your lawyer should also confirm that the mortgage has been discharged to the purchasers solicitors. There is unlikely to be post completion requirements unique to conveyancing in Sonning Common.
Is it necessary during the course of the conveyancing process to pop into the offices of the solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in Sonning Common so that I can pop in to their offices when needed.
These days conveyancing panel lawyers for lenders undertake all of the work via Royal Mail, e-mail or over phone calls. This enables them to undertake the conveyancing transaction no matter where you live in England or Wales. That being said you should check if you have the option of attending the offices of your conveyancing lawyer if just in case this is required.
We were going to get a OIP from Barclays this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Barclays recommend any Sonning Common solicitors on the Barclays conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Sonning Common solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.
It is unclear whether my mortgage offer requires a lease extension. I have called my Sonning Common bank branch on a couple of occasions and was advised it wasn't a problem and they would lend. My Sonning Common conveyancing solicitor - who is on the bank conveyancing panel- called to say that they refuse to lend in accordance with their specific requirements. I simply don't know who is right.
As long as the property lawyer is on the mortgage company panel, they must follow the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
My offer was accepted on a property in Sonning Common on 26/11/2024, valuation was booked 2 days after, all came back fine. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Nottingham and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nottingham conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nottingham to deal with your lawyer's application to be on the Nottingham conveyancing panel. There's no guarantee that your solicitor will be accepted.
I decided to have a survey done on a house in Sonning Common ahead of appointing lawyers. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies tend refuse to issue a mortgage on a flying freehold home.
It varies from the lender to lender. Santander has different instructions from Birmingham Midshires. Should you wish to telephone us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Sonning Common. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Sonning Common to see if the conveyancing will be more expensive.
As co-executor for the estate of my aunt I am selling a house in Cardiff but reside in Sonning Common. My lawyer (who is 300 miles awayneeds me to sign a stat dec ahead of completion. Could you suggest a conveyancing lawyer in Sonning Common to witness this legal document for me?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are Sonning Common based
Should I be concerned if there is a problem with one of the searches for my conveyancing in Sonning Common?
Ordinarily, most issues exposed in Sonning Common conveyancing search responses can be handled ahead of completion or title insurance may be put on cover. You need to remember that regardless of the fact that you intend on buying the premises and might be willing to accept the search results, your mortgage lender may not, and when all said and done have the final decision.