Much to our surprise we have been notified by our mortgage broker that my Henley On Thames solicitor is not on the mortgage company Solicitor panel. What can I do to be certain that this is indeed the case?
You need to contact your Henley On Thames conveyancer. You lawyer should inform you of the situation. Where they are not on the panel they may be able to suggest a Henley On Thames conveyancing practice that is on the conveyancing panel for your mortgage company.
We are planning to acquire a property and require a conveyancing solicitor in Henley On Thames who is on the Bank of Ireland conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Henley On Thames.
Is there a search tool that I can utilise to check that the solicitor conducting my conveyancing in Henley On Thames is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Barclays thus paying £187.00 plus VAT in supplemental legal fees.
Feel free to take advantage of the search tool on this web page. Please choose the mortgage company and type ‘Henley On Thames’ or your location and you will discover numerous solicitors located in Henley On Thames or by proximity to you.
We were going to get a AIP from Kent Reliance this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Henley On Thames solicitors on the Kent Reliance conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Henley On Thames solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
I currently have a mortgage with Coventry BS for my property in Henley On Thames. Conveyancing has been completed some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Coventry BS?
Coventry BS must be informed of your intention before renting your property as this is likely to be a breach of Coventry BS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Coventry BS directly. You need not do this via a Coventry BS conveyancing panel firm.
My offer was accepted on a property in Henley On Thames on 3/9/2025, valuation was booked five days later, all came back fine. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to Principality and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Principality conveyancing panel. Are Principality entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
What will a local search inform me about the house I am purchasing in Henley On Thames?
Henley On Thames conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search company for instance PSG The local search is essential in every Henley On Thames conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your property. The search will provide data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
I moved into my apartment on 9 May and the transaction details are still not registered. Need I be worried? My conveyancing solicitor in Henley On Thames advises it will be concluded in less than a month. Are properties in Henley On Thames particularly slow to register?
There is nothing unique about conveyancing in Henley On Thames registration formalities. As opposed to being determined by geographic area, timescales can adjust according to who lodges the application, whether it is in order and whether the Land registry communicate with any third persons or bodies. Currently roughly 80% of submission are fully addressed in less than three weeks but some can be subject to longer hold-ups. Registration occurs after the new owner is living at the property therefore 'speed' is not always an essential issue yet if it is urgent that the the registration takes place urgently then you or your conveyancer should communicate with the Registry to express the reasoning for the application to be prioritised.