I am helping my sister sell her property in Woodley. Will the solicitor arrange an energy performance certificate or do I organise this?
Following the demise of Home Information Packs, EPC’s was maintained a required component of selling a property. An energy performance certificate needs to be to hand in advance of the property being placed on the market. This is not as aspect of the sale process that lawyers ordinarily organise. Where you are instructing a Woodley conveyancing solicitor they may help arrange energy assessments given their relationships with long established Woodley energy assessors
I am being advised by my solicitor that lack of building regulations insurance is needed on my purchase. What is the level of cover for Woodley conveyancing?
The appropriate level of lack of building regulations indemnity insurance depends on who your lender is. It would differ for example between National Westminster Bank and The Royal Bank of Scotland. Conveyancing solicitors as opposed to borrowers take out such insurances.
The mortgage over my property is with Kent Reliance for my property in Woodley. Conveyancing was finalised a year ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Kent Reliance?
You must advise Kent Reliance before renting your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. You need not do this via a Kent Reliance conveyancing panel solicitor.
Are there restrictive covenants that are commonly identified as part of conveyancing in Woodley?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Woodley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Just had an offer accepted on a new build apartment in Woodley. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Woodley
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are architect prepared. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
I opted to have a survey carried out on a house in Woodley prior to instructing lawyers. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies may not give a loan on such a property.
It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. If you e-mail us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Woodley. Conveyancing will be smoother if you use a solicitor in Woodley especially if they are acquainted with such properties in Woodley.
Given that I am about to spend 450k on a terraced house in Woodley I would like to have a conversation with the solicitor concerning thehouse move prior to instructing the firm. Can this be arranged?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you liaising with the solicitor who will be doing your conveyancing in Woodley.There is no ‘factory style conveyancing’ - every client is an important person, not a case reference. The law firms that we put you in touch with believe that the figure you are provided with for your conveyancing in Woodley should be the amount on the final invoice that you end up paying.
I recently discovered that one of the directors of the conveyancing practice undertaking the purchase conveyancing in Woodley is related to the owners that we are purchasing from. Is this permitted?
On the basis that there is no conflict of interest this is allowable. If you are obtaining mortgage finance then the bank may have a say as many lenders have specific instructions on this. For example for Royal Bank of Scotland -Natwest One as of 4/9/2025, the requirements read as follows :