It is 10 years ago since I bought my property in Woodley. Conveyancing lawyers have now been retained on the sale but I can't track down my title deeds. Is this a major issue?
You need not be too concerned. Firstly the deeds may be with your mortgage company or they could be archived with the solicitor who acted in your purchase. Secondly in most cases the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Most conveyancing in Woodley relates to registered property but in the unlikely event that your home is not registered it is more problematic but is not insurmountable.
Despite weeks of looking the Title Certificate and documents to our home are lost. The conveyancers who conducted the conveyancing in Woodley 5 years ago no longer exist. Will I be able to sell the house?
You no longer need to have the physical deeds to prove you own the land or property, as the Land Registry have everything they need in a digital format.
I have been on the look out for a flat up to £235,500 and identified one close by in Woodley I like with open areas and transport links in the vicinity, however it only has 51 remaining years left on the lease. I can't really find anything else in Woodley in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you need a home loan the remaining unexpired lease term will be a potential deal breaker. Reduce the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for at least 2 years you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.
How does the Landlord & Tenant Act 1954 affect my commercial offices in Woodley and how can you help?
The 1954 Act affords security of tenure to commercial lessees, giving them the a statutory right to make a request to court for a renewal tenancy and continue in occupation at the end of an expired lease. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and assist with commercial conveyancing in Woodley
I am looking for a conveyancing solicitor in Woodley for my home move. Is it possible to review a solicitor's complaints history with the profession’s regulator?
You can review documented Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find details Pre 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, call +44 (0)121 329 6800. The SRA may monitor call for training requirements.
Why do I have to provide my conveyancer with numerous items of ID ahead of starting selling or purchasing a property in Woodley?
Woodley solicitors are duty bound by the Law Society, Solicitors Regulation Authority, HMLR and current Money Laundering legislation to record that the have checked the identity of their clients. It is also sometimes a condition of your lender where you are taking a mortgage. In addition they have to complete various forms, particularly those relating to Land Tax and need to have information such as your full names, national insurance number and DOB.