I went with a local firm for our conveyancing in Godstone yesterday. Going through the fine print I seeI am liable for charges even if our purchase doesn't happen. Should I go with them or use an internet firm promoting no completion no charge conveyancing in Godstone?
Generally there is a concession along the lines that if "No Completion No Fee" is offered then the fee levels will generally be uplifted to counteract the conveyances that do not proceed. You should be mindful that such deals generally do not cover expenses such as Godstone conveyancing search costs.
We are about to exchange contracts for a ground floor flat in Godstone. We have hit a stumbling block. Our loan offer with Godiva Mortgages Ltd runs out on 23/9/2026 but the owners are insisting on a completion date of 25/9/2026. Can one prolong the loan expiry date?
The person best placed to address this question is your conveyancer who will assess whether they corresponding with the lender, seller’s lawyers, property agents or indeed all three taking into account what has gone on in your house move to date.
We're in Godstone, FTBs purchasing with a mortgage (lender is UBS , and our lawyer is on the UBS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the UBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
We are due to move home in September. Should my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you recommend a removal company in Godstone. Conveyancing lawyer was found prior to coming across your page.
On the day of completion you can pick up the house keys from your selling agent however this can only occur after the vendors solicitors confirm to the agent that they acknowledge receipt of the completion payment and the keys can be released. After that you should tell the removal men that they can start moving you in. As a matter of policy we do not suggest a particular removal company but can assist you in finding a residential property solicitor in Godstone or a solicitor that specialises in conveyancing in Godstone.
I have decided to exercise my right to buy my property in Godstone off the council. I have a mortgage agreed with Co-operative. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
About to purchase apartment in Godstone. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Godstone solicitor is on the Barclays conveyancing panel.
How does conveyancing in Godstone differ for new build properties?
Most buyers of new build property in Godstone contact us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is built. This is because developers in Godstone usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Godstone or who has acted in the same development.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a straight forward, chain free conveyancing. Godstone is the location of the property. Can you offer any assistance?
Flying freeholds in Godstone are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Godstone you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Godstone may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.