I am getting a offer of a home loan from Halifax. My intention is to use a Licensed Conveyancer in Great Stanmore. Does the Halifax Solicitor panel allow for conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
IfI was to buy a freehold homein Great Stanmore mortgage fee and dispense with a survey and no local authority searches how much would I expect to to save on my conveyancing in Great Stanmore?
Any savings you would gain would be isolated to the disbursement for searches. The conveyancing practitioner still be obliged to do everything else - money laundering, liaising with the sellers conveyancing practitioner, SDLT return, register the ownership etc. A marginal saving might be made by not having to register a charge but it won't be meaningful.
We are purchasing a terrace house in Great Stanmore. Our aim is to convert the garage to a playroom at the house.Will the conveyancing process include enquiries to ascertain if these alterations are prohibited?
Your property lawyer will review the deeds as conveyancing in Great Stanmore can occasionally reveal restrictions in the title deeds which restrict certain works or require the permission of a 3rd party. Many extensions require local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these things with a surveyor prior to committing yourself to a purchase.
We previously appointed conveyancing lawyers located in Great Stanmore on the Virgin Money solicitor panel. They have just invoiced me a supplemental charge for the legal aspects of the Virgin Money mortgage. Is this a supplemental conveyancing fee set by Virgin Money?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your lawyer is entitled to levy a fee for this. This fee is not set by Virgin Money but by your Great Stanmore lawyer. Numerous firms on the Virgin Money panel will charge an ‘acting for lender’ fee and others do not.
I had an offer accepted on an apartment in Great Stanmore on 20/2/2025, valuation was booked 2 days after, received a clean bill of health. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Are Coventry BS entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
What will a local search tell me concerning the house I am purchasing in Great Stanmore?
Great Stanmore conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search company for instance PSG The local search plays an important part in most Great Stanmore conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search should reveal information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
Despite weeks of looking the Title Certificate and documents to my house are lost. The solicitors who did the conveyancing in Great Stanmore 4 years ago are no longer around. What are my options?
These day there are copies made of almost everything, and your solicitor will know precisely where to find all the appropriate documentation so you may purchase or sell your property without any difficulty. If duplicates can’t be located, your lawyer may be able to arrange cover in the form of insurance or indemnities against future claims on the property.
Having had my offer accepted I require leasehold conveyancing in Great Stanmore. Before I set the wheels in motion I want to be sure as to the number of years remaining on the lease.
If the lease is registered - and 99.9% are in Great Stanmore - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I own a first floor flat in Great Stanmore. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the premium due for a lease extension?
Where there is a absentee landlord or if there is dispute about what the lease extension should cost, under the relevant legislation you can apply to the First-tier Tribunal (Property Chamber) to decide the price.
An example of a Lease Extension case for a Great Stanmore residence is 27B Hillside in February 2010. the resulting premium, all other aspects of the valuation having been agreed between the parties was set at £8,250 This case was in relation to 1 flat. The unexpired lease term was 70.25 years.