My aunt passed away six months ago and as sole heir and executor I was left the house in Hinckley. The house had a small mortgage left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this possible?
If you plan to refinance then RBS will require that you use a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
My bid for a property was accepted at auction in Hinckley. Conveyancing is necessary. What are my next steps?
Having exchanged you should hire the services of a conveyancing lawyer soon as you are facing a fast approaching a fixed date to complete the property. An auction property should have a bespoke legal set of papers. This will likely include the copy title deeds, local authority and drainage searches. In the case of leasehold property the conveyancing papers may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to a leasehold property. You must give this to the lawyer instructed by you ASAP. Do make sure that your finances are in place to complete on the on the contractual date .
I can not work out if my bank requires a lease extension. I have called into my local Hinckley building society branch on numerous occasions and was informed it wasn't a problem and they will lend. My Hinckley conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they would not lend based on their specific requirements. Who do I believe?
Provided that the property lawyer is on the bank approved list, they must comply with the CML Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
I recently had an offer accepted on a house in Hinckley. My mortgage broker recommended their conveyancers. I paid an advanced payment of £150. A few days later, the property lawyer called me to say that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
We are downsizing from our home in Hinckley and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the buyers used a factory type conveyancing firm rather than a conveyancing solicitor in Hinckley. Having lived in Hinckley for six years we know that this is a non issue. Do we get in touch with our local Authority to obtain clarification that there is no issue.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
The deeds to my house are lost. The solicitors who conducted the conveyancing in Hinckley 10 years ago have long since closed. Will I be able to sell the house?
In today’s world there are duplicates made of almost everything, and your conveyancer should be aware exactly where to look for all the appropriate documentation so you can purchase or dispose of your property without a hitch. Where duplicates can’t be located, your solicitor may be able to arrange cover in the form of insurance or indemnities against future claims on the premises.
I am looking to sell my home. My previous lawyers has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Hinckley if that affects matters.
Please use our search tool to help you find a solicitor for your conveyancing in Hinckley. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
My husband and I are 17 days into a leasehold purchase having been directed to solicitors by the local agent to perform conveyancing in Hinckley. I am not happy. Can you you assist me in finding new lawyers?
They would have to be really bad to suggest diss instructing them. Has the mortgage offer been generated? In the event that it has you will need to make them aware of the new contact details and have the offer are re-issued. The conveyancer should be on the banks panel to avoid supplemental fees and frustration. So that should be your first question of the new solicitors. The search tool should help you find a bank approved conveyancer for your conveyancing in Hinckley