Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Hinckley. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 31/10/2026, the requirements read as follows :
We are purchasing a terrace house in Hinckley. We would like to an extension at the rear at the property.Will the conveyancing process involve investigations to see if these works were previously refused?
Your solicitor should review the registered title as conveyancing in Hinckley can occasionally identify restrictions in the title deeds which restrict certain changes or require the consent of another owner. Certain extensions call for local authority planning permissions and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
Are all Hinckley Conveyancing Quality Solicitors on the Bank of Ireland conveyancing list of approved firms?
Some major lenders now use CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.
I had a mortgage agreed in principle with Santander. Hinckley conveyancing lawyers are chosen. How long does it take for Santander to forward the offer to the conveyancing practitioner?
Some lenders take longer than others. Have Santander conducted the survey? Have you informed Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
2 months have elapsed following my purchase conveyancing in Hinckley completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Hinckley differ for new build properties?
Most buyers of new build or newly converted property in Hinckley contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because new home sellers in Hinckley tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hinckley or who has acted in the same development.
My step-father has urged me to use his conveyancing solicitors in Hinckley. Do I follow his recommendation?
There are no two ways about it the ideal way to choose a conveyancing practitioner is to have feedback from friends or family who have actually previously instructed the solicitor you're are thinking of instructing.
I’m about to sell my ground floor apartment in Hinckley.Conveyancing lawyers have not yet been instructed however I have recently had a quarterly maintenance charge demand – should I leave it to the buyer to sort out?
Your conveyancing lawyer is likely to suggest that you should clear the service charge as you normally would as all ground rent and maintenance invoices will be allottedon completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process