We are about to sign contracts for a ground floor flat in Huyton. We encountered a problem. The mortgage offer with Nottingham Building Society expires on 24/3/2025 but the owners are putting forward a completion date of 26/3/2025. Is it possible to prolong the loan expiry date?
The best person to deal with your concern is your solicitors who will calculate if they should be discussing with the mortgage company, seller’s representatives, selling agents or possibly all parties given the circumstances your conveyancing to date.
Completed the sale of my flat in Huyton last October yet the purchaser is calling every few hours to say his solicitor needs to hear from mine. What are the post completion sale formalities now that I have sold?
Post completion of your sale your solicitor is duty bound to send the transfer documentation and all supplemental paperwork to the purchaser's solicitors. Where appropriate, your conveyancer should also evidence that the home loan has been repaid to the buyers solicitors. There is unlikely to be post completion requirements just for conveyancing in Huyton.
We just had an offer accepted to buy with Darlington Building Society. I visited a couple of local companies yet am struggling to find a Huyton conveyancing firm on the Darlington Building Society approved list. Please you assist?
Feel free to make the most of the search tool on this page. Please choose the mortgage company and type Huyton or your location and you will see a number of lawyer located in Huyton or near you.
How does conveyancing in Huyton differ for new build properties?
Most buyers of new build or newly converted property in Huyton come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is ready to move into. This is because builders in Huyton typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Huyton or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a property in Huyton in advance of retaining lawyers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some banks will not grant a loan on this type of property.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Huyton. Conveyancing may be slightly more expensive based on your lender's requirements.
In searching the internet for the term conveyancing in Huyton it brings up numerous conveyancersin the vicinity. How do I determine which is the right solicitor for me?
The best method of finding a suitable conveyancer is via trusted testimonial, so ask friends and relatives who have bought a property in Huyton or a local estate agent or financial adviser. Fees for conveyancing in Huyton vary, so it's advisable to obtain a minimum of four fee calculations from different conveyancers. Make sure that you clarify what costs in the quote includes.