I am approaching an exchange on a house in Garston and my parents have transferred the exchange deposit to my solicitor. I am now told that as the deposit has been sent from someone other than me my lawyer needs to disclose this to my lender. I am advised that, in also acting for the mortgage company he must inform them that the balance of the purchase price is coming from anyone other than me. I advised the lender about my parents' contribution when I applied for the mortgage, so is it really necessary for this now to be an issue?
Your property lawyer is obliged to check with mortgage company to make sure that they are aware that the balance of the purchase price is not from your own resources. Your solicitor can only notify this to your bank if you agree, failing which, your lawyer must cease to continue acting.
Can your site be used to find a Conveyancing solicitor in Garston even where I’m not purchasing or disposing of a house, for instance if I intend to buy a shop in Garston with a loan from Alliance & Leicester ?
Our comparison service is predominantly utilised to select domestic conveyancing solicitors in Garston but we have set out at the bottom of this page a few Garston commercial conveyancing firms. You will need to speak with the company directly to check if they can also act for Alliance & Leicester
I am buying a property and need a conveyancing solicitor in Garston who is on the Nationwide Building Society solicitor. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Nationwide Building Society in certain locations such as Garston. We dont recommend any particular firm.
How does conveyancing in Garston differ for newly converted properties?
Most buyers of new build premises in Garston contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is completed. This is because new home sellers in Garston usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Garston or who has acted in the same development.
My brother has suggested that I use his conveyancers in Garston. Do I follow his advice?
There are no two ways about it the best way to select a conveyancing practitioner is to get recommendations from friends or relatives who have actually used the solicitor you're considering.
I happen to be an executor of my recently deceased mum’s Will, with a bungalow in Garston which is to be marketed. The house is unregistered at HMLR and I'm advised that some EAs will insist that it is completed before they'll move forward. What's the procedure for this?
In the circumstances you refer to it seems advisable to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.