Finally the sale completed on my house in Rochester last July but the buyer keeps Skype messaging me to say his conveyancer is waiting to hear from mine. What should have happened following completion?
Following your house sale your conveyancer is committed to deliver the transfer documentation and all additional paperwork to the purchaser's conveyancer. Depending on the transaction, your solicitor should also evidence that the home loan has been redeemed to the purchasers conveyancers. There are no post completion steps specific conveyancing in Rochester.
We are getting a further advance on our mortgage from Coventry BS as we wish to carry out improvements to our house in Rochester. Do we need to appoint a local Rochester solicitor on the Coventry BS conveyancing panel to deal with the legals?
Coventry BS would not normally instruct firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS list.
I am currently in the process of buying my council flat in Rochester. I have a mortgage offer with Aldermore. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
I had an offer accepted on a property in Rochester on 25/4/2025, valuation was booked 3 days after, received a clean bill of health. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to UBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the UBS conveyancing panel. Are UBS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a residence in Rochester? or I am told that there is a law dating back centuries that means some owners of property residing in a parish church boundary will be compelled to pay for repairs towards the chancel within the church. Is this a legitimate concern for conveyancing in Rochester?
Unless a previous purchase of the premises completed post 12 October 2013 you can assume that solicitors carrying out conveyancing in Rochester to continue to suggest a chancel search and or chancel repair liability policy.
How easy is it to switch solicitor as I need to find one who is on the Lloyds TSB Bank conveyancing list. I instructed a local conveyancing solicitor in Rochester round the corner but she is not approved by Lloyds TSB Bank
We will our best to assist in finding you a conveyancing solicitor in Rochester on the Lloyds TSB Bank panel. Please note that the solicitors that we on the directory do not pay us commission if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Rochester. Using search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Rochester.
We're novice buyers - agreed a price, but the property agent told us that the seller will only move forward if we use their preferred conveyancers as they want a ‘quick sale’. Our preferred option is to instruct a high street solicitor who is accustomed to conveyancing in Rochester
It is unlikely the owners are behind this. If they desire ‘a quick sale', taking such a hostile approach to a serious buyer is is going to put the whole deal at risk. Speak to the owners direct and make the point that (a)you are motivated buyers (b)you are ready to progress, with finances arranged © you do not need to sell (d) you intend to proceed fast (e)but you are going to use your preferred Rochester conveyancing lawyers - not the ones that will earn the negotiator at the agency a referral fee or meet his conveyancing thresholds demanded by head office.
Looking forward to exchange soon on a ground floor flat in Rochester. Conveyancing lawyers have said that they will have a report out to me next week. What should I be looking out for?
Your report on title for your leasehold conveyancing in Rochester should include some of the following:
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What remedies are open the freeholder should you breach a clause of your lease? Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? specifics of the parties to the lease, for instance these could be the tennant, superior lessor, landlord if lease has a provision for a sinking fund?
Rochester Conveyancing for Leasehold Flats - Examples of Queries before buying
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For many Rochester leaseholds the outlay for major works tend not to be included within service charges, although a few managing agents in Rochester require tenants to pay into a reserve fund and this is used to offset against larger works. How long is the Lease?