Do I have to have a meeting at the offices of the solicitor to sign the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Rochester so that I can attend their offices if required.
Most approved lawyers for lenders undertake the vast majority of communications via Royal Mail, e-mail or over phone calls. This enables them to carry out the conveyancing transaction no matter where you live in the country. That being said you can check if you have the option of going to the offices of your conveyancing lawyer if just in case this is required.
We are downsizing from our home in Rochester and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any high street Rochester conveyancer would know that there is no such problem. It does beg the question why the purchasers are using a factory type conveyancing practice as opposed to a conveyancing solicitor in Rochester. We have lived in Rochester for 4 years we know of no issue. Is it a good idea to contact our local Authority to seek confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I have a 4 bedroom Victorian property in Rochester. Conveyancing practitioner represented me and Accord Mortgages Ltd. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rochester and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with the conveyancing lawyer who conducted the purchase.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a quick, chain free conveyancing. Rochester is the location of the property. Is there any advice you can impart?
Flying freeholds in Rochester are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rochester you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rochester may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I have just appointed agents to market my garden flat in Rochester. Conveyancing has not commenced, but I have just had a half-yearly maintenance charge invoice – what should I do?
It best that you discharge the maintenance contribution as usual because all ground rent and service invoices will be apportioned on completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I own a split level flat in Rochester, conveyancing formalities finalised May 2009. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable properties in Rochester with over 90 years remaining are worth £265,000. The average or mid-range amount of ground rent is £50 per annum. The lease runs out on 21st October 2101
You have 76 years unexpired the likely cost is going to span between £8,600 and £9,800 as well as professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure without more comprehensive due diligence. You should not use the figures in tribunal or court proceedings. There may be additional issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information without first getting professional advice.
How much experience do your Rochester conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Rochester conveyancing lawyers help thousands of buyers move home every year and supported plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Rochester conveyancers have worked on recent similar cases.