Last September we completed a house move in Rochester. We have since encountered a number of issues with the house which we consider were omitted in the conveyancing searches. Do we have any recourse? What searches should? have been carried out for conveyancing in Rochester?
The question is vague as what problems have arisen and if they are specific to conveyancing in Rochester. Conveyancing searches and investigations initiated as part of the buying process are designed to help avoid problems. As part of the legal transfer of property, the vendor completes a questionnaire called a SPIF. answers proves to be misleading, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Rochester.
We are purchasing a flat and need a conveyancing solicitor in Rochester who is on the Santander solicitor panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Rochester.
Can you point me to a directory of Lloyds panel solicitors in Rochester on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. A small selection of mortgage companies make their panel listings available on the web. Where you are seeking to appoint a Rochester solicitor on the Lloyds please use our facility.
I am expecting a OIP from Bank of Ireland this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Rochester solicitors on the Bank of Ireland conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Rochester solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
My sealed bid on a house in Rochester has been agreed to, but there is a chain. The vendors have offered on a property, but it’s not yet tied up, and are looking at other apartments in the pipeline. I have instructed a local conveyancing solicitor in Rochester. What should be my next step? When should I get the mortgage application with Barclays started?
It is usual to have anxieties where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is in the region of one thousand pounds, then valuation, Rochester conveyancing search charges, etc). First, you must ensure that your conveyancer is on the Barclays conveyancing panel. As to the next phase this very much dictated by the specifics of your case, attraction to this property and on the state of the market. In a hot market some home buyers would apply for a home loan with Barclays and pay for the valuation and only if it was satisfactory would they request their lawyer to press on with the conveyancing in Rochester.
I need some quick conveyancing in Rochester as I have pressure to sign on the dotted line inside 2 weeks. Luckily I do not need a mortgage. Can I decline from having conveyancing searches to save money and time?
If.Given you are not taking a mortgage you have the choice not to have searches conducted although no solicitor would advise that you don't. With plenty of history conveyancing in Rochester the following are examples of what can arise and adversely affect the marketability of the property: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
I decided to have a survey completed on a property in Rochester ahead of retaining lawyers. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some banks may not grant a loan on this type of house.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. Should you wish to call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Rochester. Conveyancing will be smoother if you use a solicitor in Rochester especially if they are accustomed to such properties in Rochester.
What if there is a problem with one of the searches for my conveyancing in Rochester?
Normally, almost all concerns that arise in Rochester conveyancing search results can be handled ahead of completion or title insurance can be put in place. It is important to remember that regardless of the fact that you intend on acquiring the premises and might be willing to accept the search results, your lender may not, and when all said and done they have the word say.