Am I correct in assuming that the fact that my solicitor in Gravesend is not identified on my bank's solicitor panel that there is a problem with the quality of his work?
It would be unwise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. Just recently a report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should contact the Gravesend conveyancing practice and enquire why they are no longer on the approved list for your mortgage company.
Can your site be used to recommend a Conveyancing solicitor in Gravesend even where I’m not buying or selling a house, for example where I want to buy a shop in Gravesend with a loan from Bank of Scotland?
Our search tool is primarily used to help choose residential conveyancing solicitors in Gravesend but we have set out at the end of this page a few Gravesend commercial conveyancing firms. You should speak with the firm directly to establish if they are also authorised to represent Bank of Scotland
My bid for a property was accepted at auction in Gravesend. Conveyancing is needed. What are my next steps?
Given that you have now legally bound yourself to purchase you should hire the services of a conveyancing lawyer soon as you will have a fast approaching a drop dead date to complete the conveyancing. All auction property will ordinarily have a corresponding legal pack. This will likely include the copy title deeds, local authority and drainage searches. In the case of leasehold property the conveyancing papers should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You should pass this on to the solicitor working for you at the earliest opportunity. Do make sure that you have funds organised to complete on the on the contractual date .
This question may be naive but I am wet behind the ears as FTB of a garden flat in Gravesend. Do I collect the keys to the house on completion from my solicitor? If this is the case, I will instruct a High Street conveyancing solicitor in Gravesend?
On the day of completion you do not need to attend the conveyancers office in Gravesend. Conveyancing lawyers for you will transfer the completion advance to the vendor’s lawyers, and shortly after the monies have arrived, you should be called to collect the keys from the selling Agents and start moving into the property. Usually this happens between 1 and 3pm.
It is not clear whether my lender requires a lease extension. I have called into my local Gravesend bank branch on numerous occasions and was told they are content with the situation and they would lend. My Gravesend conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.
Your conveyancing practitioner has to follow the Council of Mortgage Lenders’ Handbook section two provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
What will a local search tell me regarding the house my wife and I buying in Gravesend?
Gravesend conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search company for example Onsearch The local search plays a central role in most Gravesend conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your new home. The search should provide information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.
How do I locate a Gravesend law firm on the Coventry Building Society conveyancing panel? I have wheels and am willing to travel upto 20kilometers to meet the conveyancer.
Feel free to make use of the tool on this page. Please select a lender and your location and you will see a number of Gravesend conveyancing lawyers based on proximity. We have listed some Gravesend conveyancing firms at the bottom of this page and you can telephone them to verify if they are on the Coventry Building Society member panel
I need to find a conveyancing solicitor for residential conveyancing in Gravesend. I have discover a site which looks to be the perfect offering If it is possible to get all formalities done via web that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?