Willretaining a Gravesend conveyancing solicitor make my purchase more efficient?
In the main conveyancing solicitors in your area will benefit from good connections with your local authority, which can help with the Gravesend conveyancing searches that your solicitor will require. It also helps if they have existing connections with the Local Land Registry Office your area Gravesend, other property lawyers in the location and Gravesend Estate Agents.
Due to complete my purchase in Gravesend next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the lender. What does the insurance need to cover?
Any lawyer on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These requirements are not specific to conveyancing in Gravesend.
I am buying a 4 bedroom semi-detached house in Gravesend. The intention is to convert the garage to a playroom at the house.Will the conveyancing process include enquiries to see if these alterations are permitted?
Your solicitor should check the deeds as conveyancing in Gravesend will on occasion reveal restrictions in the title deeds which prevent certain alterations or need the consent of another owner. Certain works need local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these things with a surveyor prior to committing yourself to a purchase.
How can we know in advance if a Gravesend conveyancing solicitor on the Nationwide panel is any good?
When it comes to conveyancing in Gravesend getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor carrying out your conveyancing.
I recently had an offer accepted on an apartment in Gravesend. My financial adviser recommended their conveyancers. I paid an upfront payment of £175. A couple of days later, the conveyancing practitioner contacted me to say that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have been told that property searches are the number one cause of delay in Gravesend conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not feature amongst the common causes of delays in the conveyancing process. Local searches are not likely to be the root cause of delay in conveyancing in Gravesend.
The estate agent has sent us the confirmation of our purchase of a new build flat in Gravesend. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Gravesend
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
Are there any apps to assist me to locate a Gravesend solicitor on the National Westminster Bank conveyancing panel? I drive a motor bike and am willing to travel upto 10miles to meet the lawyer.
Feel free to make use of the search on this page. Please pick a mortgage company and your location and you will see a number of Gravesend conveyancing lawyers located nearest you. We have listed some Gravesend conveyancing firms towards the end of this page and you can telephone them to check whether they are on the National Westminster Bank approved list