I am hoping to receive a mortgage offer from Nat West. I would like to enlist the help of a Licensed Conveyancer in Gravesend. Does the Nat West Solicitor panel exclude Licensed Conveyancers?
The Nat West conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My lawyer has informed me that missing deeds insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Gravesend?
The right level of missing deeds indemnity insurance depends on who your lender is. It would differ for example between Yorkshire Building Society and Skipton Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
The formalities of my purchase has taken place for my property in Gravesend. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I recently had an offer accepted on a house in Gravesend. My mortgage broker pressured me to appoint their solicitor. I paid an on account payment of £150. A few days later, the property lawyer called me to say that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
How does conveyancing in Gravesend differ for new build properties?
Most buyers of new build property in Gravesend contact us having been asked by the seller to sign contracts and commit to the purchase even before the residence is constructed. This is because builders in Gravesend tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Gravesend or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a quick, chain free conveyancing. Gravesend is the location of the property. Can you offer any advice?
Flying freeholds in Gravesend are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Gravesend you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Gravesend may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am looking to sell my house. My former solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in Gravesend if that makes things easier.
You should use our search tool to help you choose a solicitor for your conveyancing in Gravesend. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
Finally, a loan offer from a bank for the remortgage of my 4 bedroom flat is coming imminently. Are you able to recommend a low cost remortgage conveyancing lawyer in Gravesend ?
This site is not designed to help in pursuit of the lowest fares for conveyancing solicitors in Gravesend. Our aim is to provide excellent value conveyancing but our intention is not to advertise as being the cheapest. Do not be fooled by companies offering £99 conveyancing in Gravesend.In your best case scenario, in going for cheap conveyancing, you will end up with what you pay for and at worst you will end up invoiced for additional fee and still not receive the service expected.