Our son-in-law is about to exchange on a newly built flat in Gravesend with a mortgage from TSB. His solicitor has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the TSB conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the TSB conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
We are looking to buy a flat and require a conveyancing solicitor in Gravesend who is on the Virgin Money conveyancing panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Virgin Money . We don't recommend any particular firms conducting conveyancing in Gravesend.
Do I have to visit the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Gravesend so that I can attend their offices when needed.
As opposed to twenty years ago, most banks no longer oblige their conveyancing panel lawyer to witness the mortgagors signature. It will still be necessary for you to provide identification documents and there are still distinct benefits to using a local ayer, in your situation a conveyancing solicitor in Gravesend.
I am looking for a leasehold apartment up to £305k and found one round the corner in Gravesend I like with amenity areas and station in the vicinity, however it only has 52 years unexpired on the lease. There is not much else in Gravesend in this price bracket, so just wondered if I would be making a mistake buying a short lease?
If you need a home loan the remaining unexpired lease term may be a potential deal breaker. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of twenty four months you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this matter.
How can the Landlord & Tenant Act 1954 impact my business offices in Gravesend and how can you help?
The particular law that you refer to affords protection to commercial lessees, giving them the legal entitlement to make a request to court for a new lease and continue in occupation at the end of the lease term. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Gravesend is one of the hundreds of locations in which our lawyers are located
Is it necessary during the course of the conveyancing process to attend the offices of the mortgage company conveyancing panel solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Gravesend so that I can pop in to their offices if necessary.
Most conveyancing panel lawyers for the lender undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Gravesend. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.