I am in the process of mortgaging my flat in Barlaston and Tittensor, does my lawyer have to be on the Nationwide Solicitor panel?
There is nothing to stop you using your solicitor, but Nationwide will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
My relative recommended that if I am buying in Barlaston and Tittensor I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes included in the estimate for your Barlaston and Tittensor conveyancing searches. It is not a small report of about 40 pages, listing and detailing significant information about Barlaston and Tittensor around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Barlaston and Tittensor Education with maps and statistics, Local Amenities and other useful data about Barlaston and Tittensor.
How does conveyancing in Barlaston and Tittensor differ for new build properties?
Most buyers of new build premises in Barlaston and Tittensor come to us having been asked by the seller to exchange contracts and commit to the purchase even before the property is finished. This is because house builders in Barlaston and Tittensor usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Barlaston and Tittensor or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a property in Barlaston and Tittensor ahead of retaining conveyancers. I have been told that there is a flying freehold element to the house. My surveyor advised that some mortgage companies may not give a loan on such a property.
It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. Should you wish to telephone us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Barlaston and Tittensor. Conveyancing may be slightly more expensive based on your lender's requirements.
My cousin has recommend that I appoint his conveyancers in Barlaston and Tittensor. Do I take his advice?
There are no two ways about it the best way to find a conveyancing practitioner is to have recommendations from friends or relatives who have actually previously instructed the firm that you are considering.
I am buying a flat and need a conveyancing solicitor in Barlaston and Tittensor who is on the lender solicitor panel. Can you recommend a Barlaston and Tittensor or local Barlaston and Tittensor conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the bank who carry out conveyancing in Barlaston and Tittensor. We dont recommend any particular conveyancing practice.