We were about to instruct a conveyancing solicitor in Portslade recommended on your site but have come across alternative quotes via the web seem cheaper – how come?
You can find hundreds of conveyancing outfits marketing what appear to be very low prices. Our recommendation is to think long and hard about how important this transaction is to you that you are willing to take 'cheap' risks over the quality of the conveyancing. Some hide additional charges well inside the terms and conditions. The solicitors that we put forward for conveyancing in Portslade will notbehave this way.
Our conveyancer has identified a a legal deficiency with the lease for the property we are buying in Portslade. The other side have suggested defective title insurance as a solution. We are content with insurance and will pay for it. Our solicitor has advised that he must be satisfied that the lender is content with this solution. Who is the client here, us or the mortgage company ?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. Your lawyer must comply with the UK Finance Lenders’ Handbook specifications. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I am selling our house in Portslade and according to the buyers it appears that there is a risk of it being built on contaminated land. Any local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers used a web based conveyancing practice as opposed to a conveyancing solicitor in Portslade. Having lived in Portslade for six years we know that this is a non issue. Do we contact our local Authority to seek clarification that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Due to the guidance of my in-laws I had a survey completed on a property in Portslade in advance of retaining lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies may refuse to issue a mortgage on such a premises.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. Should you wish to call us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Portslade. Conveyancing may be slightly more expensive based on your lender's requirements.
How do I use the search facility to locate a conveyancing lawyer in Portslade on the authorised to act for my bank?
Step one is to pick a mortgage company such as HSBC Bank, The Royal Bank of Scotland or Aldermore then type in your location for example Portslade. Conveyancing organisations in Portslade and beyond should be listed.
I am using a search engine for the term cheap conveyancing in Portslade it reveals many solicitorsin the vicinity. With so much choice what is the best way to find the right property lawyer for my move?
The preferential method of finding the right conveyancer is via trusted referral, so ask colleagues and relatives who have purchased a property in Portslade or the local estate agent or financial adviser. Costs for conveyancing in Portslade differ, so it's advisable to request at least four quotes from varying types of solicitors. Be sure to seek confirmation that the fees are fixed.