I have just been advised by my broker that my Portslade property lawyer is not on the lender Conveyancing panel. What can I do to check?
The first thing you need to do is to contact your Portslade lawyer directly. It is reasonable to expect your lawyer to inform you what has happened. Where they are not on the panel they may recommend you to a Portslade conveyancing firm that is on the approved list of lawyers for your lender.
Finally the sale completed on my house in Portslade last June yet the purchaser is whats apping daily to moan that his lawyer is waiting to hear from mine. What should have happened following completion?
Following your sale your lawyer should deliver the transfer deeds and all supplemental paperwork to the buyer’s lawyers. If applicable, your solicitor must also evidence that the legal charge in favour of the lender has been discharged to the purchasers conveyancers. There is unlikely to be post completion formalities just for conveyancing in Portslade.
A relative advised me that if I am purchasing in Portslade I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually quoted for as part of the standard Portslade conveyancing searches. It is not a small report of more than thirty pages, listing and setting out significant information about Portslade around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Portslade Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Portslade Education with plans and statistics, Local Amenities and other useful information about Portslade.
I used Wolstenholmes a few years ago for my conveyancing in Portslade. I now require my papers however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Portslade of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Portslade differ for newly converted properties?
Most buyers of new build or newly converted property in Portslade approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is completed. This is because house builders in Portslade typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Portslade or who has acted in the same development.
I opted to have a survey completed on a house in Portslade ahead of appointing solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some lenders tend refuse to issue a mortgage on this type of home.
It varies from the lender to lender. HSBC has different requirements from Nationwide. If you contact us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Portslade. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Portslade to see if the conveyancing costs will increase in light of this.