Finally the sale completed on my house in Castle Vale last July but the buyer keeps calling every few hours complaining that her conveyancer needs to hear from mine. What are the post completion sale legalities now that I have sold?
Following your house sale your conveyancer should forward the transfer deeds and all additional paperwork to the purchaser's conveyancer. Depending on the transaction, your solicitor must also send confirmation that the home loan has been paid off to the purchasers solicitors. There is unlikely to be post completion steps just for conveyancing in Castle Vale.
We wanted to use a property lawyer in Castle Vale for our house move. Our financial adviser informed us that our mortgage lenders The Royal Bank of Scotland won't deal with them. Surely this is unfair competition?
Before the recession most banks had a different appetite for risk. Almost all Castle Vale conveyancing firms would have been on most lender panels. The financial services regulator in 2010 conducted a thematic investigation into mortgage fraud which come to the conclusion: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, mortgage companies have regularly sought more information from law firms concerning their operations and the individuals who work for them and set certain criteria such a completing on a minimum number of conveyancing. Many Castle Vale conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Castle Vale is amongst the numerous locations where the conveyancers we recommend are are authorised to act for The Royal Bank of Scotland.
Due to the guidance of my in-laws I had a survey completed on a property in Castle Vale before instructing conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor advised that some mortgage companies tend refuse to give a loan on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Castle Vale. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Castle Vale to see if the conveyancing costs will increase in light of this.
Do I need to be suspicious about estate agents that I am dealing with are encouraging me to use an online conveyancing firm rather than a High Street Castle Vale conveyancing company?
As is the case with many professional services, often recommendations from connections can be worth their weight in gold. Nevertheless there are many people with a keen interest in a conveyancing matter; estate agents, financial adviser and banks might all suggest lawyers to select. Sometimes the conveyancers might be known to one of the organisations as being good in their field, but occasionally there exists a commercial relationship behind the endorsement. You are free to select your own conveyancer. You need to be aware that most banks operate an approved list of solicitors you are obliged to use for the mortgage aspect of your transaction.
I am looking for a conveyancing practitioner in Castle Vale for my remortgage. Is there any facility to check a solicitor's record with the profession’s regulator?
Anyone can read documented Solicitor Regulator Association (SRA) determinations stemming from investigations started on or after Jan 2008. Go to Check a solicitor's record. To find records Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA may recorded telephone calls for training reasons.
I see that you have a post code search directory listing solicitors on the bank conveyancing panel. Do Castle Vale conveyancing firms pay you a referral fee if I retain them for my own house purchase?
We are a listing service only for law firms wishing to communicate if they are on the mortgage company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Castle Vale.