I am in the throes of porting my current homeowner mortgage to a BTL Santander mortgage. The bank has said that I must appoint a solicitor for this. I got in contact with my former Curdworth conveyancing solicitor who acted on my behalf when I initially purchased the property. The quote provided of £470 is surprising as its a refinance than a sale or purchase.
The estimate fees are a tad high. If you are prepared to spend time contrasting costs you might shave off some of the expense by perhaps £125. That being said, assuming were pleased with the conveyancing the firm offered you maylive to rue choosing an a cheaper lawyer. Don't forget to enquire that the firm can act for Santander. Do employ our search tool to choose a Curdworth conveyancing firm on the Santander approved list of lawyers, which can often include conveyancing solicitors in Curdworth.
I have Fifty Six years unexpired on my lease and need a lease extension for my flat in Curdworth. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 10/8/2025 the requirements read as follows :
Is there a list of Yorkshire BS panel conveyancers in Curdworth on the Building Society Association’s Website?
Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. Very few mortgage companies make their panel listings visible over the internet. If you are seeking to appoint a Curdworth conveyancing practitioner on the Yorkshire BS please make the most of our facility.
We are getting a further advance on our mortgage from Bank of Ireland as we wish to carry out alterations to our home in Curdworth. Do we need to choose a high street Curdworth solicitor on the Bank of Ireland conveyancing panel to handle the legals?
Bank of Ireland don't usually require firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Bank of Ireland panel.
Last month we had a mortgage agreed in principle with Santander. Curdworth conveyancing lawyers were chosen. What is the average time that one could expect to receive a mortgage offer from Santander?
Some lenders take longer than others. Have Santander conducted the valuation? Have you advised Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Is it necessary to pay for insurance to address the risk of chancel repairs when buying a property in Curdworth?
Unless a prior acquisition of the property took place after 12 October 2013 you may take it that conveyancing practitioners carrying out conveyancing in Curdworth to remain recommending a chancel search and or chancel repair liability policy.
Due to the advice of my in-laws I had a survey completed on a property in Curdworth before retaining solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some lenders may not issue a mortgage on a flying freehold premises.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you e-mail us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Curdworth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Curdworth to see if the conveyancing costs will increase in light of this.
I today discovered that one of the directors of the conveyancing practice handling the purchase conveyancing in Curdworth is a relative of the owners that we are buying from. Is this permitted?
Provided no conflict arises this should be fine. If you are requiring a mortgage then the lender may have a say as many mortgage companies have specific instructions on this. For example for Royal Bank of Scotland as of 10/8/2025, the requirements read as follows :