Forgive me if this question is silly but I am new to the home moving as FTB of a two bedroom flat in Curdworth. Do I pick up the keys to the premises on completion from my solicitor? If so, I will instruct a High Street conveyancing solicitor in Curdworth?
On the day of completion you do not need to attend the conveyancers office in Curdworth. Your solicitors will arrange to send the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you will be able to collect the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.
We are getting a further advance on our home loan from Lloyds as we want to carry out improvements to our property in Curdworth. Are we obliged to appoint a bricks and mortar Curdworth solicitor on the Lloyds conveyancing panel to handle the paperwork?
Lloyds would not normally instruct a member of their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds list.
I am currently in the process of buying my council flat in Curdworth. I have a mortgage agreed with Clydesdale. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Clydesdale, you will need to appoint a solicitor on the Clydesdale conveyancing panel.
Do commercial conveyancing searches disclose proposed roadworks that could impact a commercial site in Curdworth?
Many commercial conveyancing solicitors in Curdworth will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in sourcing accurate data on highways that impact buildings and development assets in Curdworth. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Curdworth.
For each commercial conveyancing transaction in Curdworth it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately may result in delays to Curdworth commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not ordered for residential conveyancing in Curdworth.
Me and my brother purchased a 4 bedroom Georgian property in Curdworth. Conveyancing practitioner represented me and Santander. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Curdworth and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with your conveyancing lawyer who conducted the purchase.
How does conveyancing in Curdworth differ for newly converted properties?
Most buyers of new build property in Curdworth contact us having been asked by the developer to exchange contracts and commit to the purchase even before the house is built. This is because new home sellers in Curdworth tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Curdworth or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Curdworth is the location of the property. Is there any advice you can give?
Flying freeholds in Curdworth are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Curdworth you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Curdworth may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it best to use a Curdworth conveyancing practitioner in close proximity to the house I am buying? I have an old university friend who can execute the conveyancing but they are based over three hundred miles drive away.
The primary upside of using a high street Curdworth conveyancing practice is that you can visit the firm to sign paperwork, present your ID and apply pressure on them if necessary. They will also have local intelligence which is a benefit. That being said it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and they were happy that should outweigh using an unknown Curdworth conveyancing solicitor just because they are Curdworth based.