I am hoping to receive a mortgage with Halifax. I intend to retain the legal services of a Licensed Conveyancer in Brownhills. Does the Halifax Solicitor panel include conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Would the conveyancing solicitors via your comparison service carry out conveyancing in Brownhills by way of an attended exchange?
We do have a number of conveyancing specialists who can conduct 24hr exchanges. Please contact us to obtain a conveyancing quote and details as to dates.
Me and my brother have a semi-detached Victorian house in Brownhills. Conveyancing solicitor acted for me and Virgin Money. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Brownhills and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with your conveyancing solicitor who completed the work.
I'm purchasing my first flat in Brownhills with the aid of help to buy. The builders would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not reveal to my solicitor about this side-deal as it could affect my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a property in Brownhills in advance of retaining solicitors. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some banks may refuse to grant a mortgage on this type of home.
It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. Should you wish to call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Brownhills. Conveyancing will be smoother if you use a solicitor in Brownhills especially if they regularly deal with such properties in Brownhills.
Hoping to buy a property located in Brownhills and I am already nervous. I couldn't find anything specific about Brownhills. Conveyancing will be needed in due course but do you know about the Brownhills area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Brownhills. In the meantime here are some basic statistics that we found