When scouring mumsnet.com for a recommended solicitor in Longfield, most comment that I should look for a CQS assured lawyer. What is CQS?
Longfield Conveyancing Quality Scheme practices have achieved certification under the Law Society's Scheme (CQS) The Law Society created CQS to establish evidence of quality standards in the in the legal transfer of properties. CQS enables buyers and sellers to identify practices that provide a quality residential conveyancing. Longfield is one of locations in England and Wales in which accredited firms are based. The scheme requires solicitors to undergo a strict assessment, compulsory training, self-certification, spot checks and yearly assessments in order to maintain CQS status. It is open only to members of the Law Society who meet the demanding standards set by the scheme and has the support of the Association of British Insurers.
It is unclear whether my lender requires a lease extension. I have telephoned my Longfield building society branch on numerous occasions and was told they are content with the situation and they will lend. My Longfield conveyancing solicitor - who is on the bank conveyancing panel- called to say that they will not lend based on their specific requirements. I have no idea who is right.
The conveyancer must follow the CML Handbook section two specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
My offer was accepted on a property in Longfield on 29/6/2026, valuation was booked five days later, received a clean bill of health. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Are TSB entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
My offer on a house in Longfield has been agreed to, the vendors do nevertheless have a tied purchase. The owners have offered on a property, however it’s not yet agreed to, and are looking at other properties booked. I have instructed a local conveyancing solicitor in Longfield. What do I do now? At what point do I apply for the mortgage with Nottingham?
It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then valuation, Longfield conveyancing search costs, etc). The first course of action is to ensure that your conveyancer is on the Nottingham approved list. Regarding the next stages this very much dictated by the circumstances of your transaction, motivation for this property and on the state of the market. In a hot market many purchasers would apply for the mortgage with Nottingham and pay for the valuation and only if it comes back ok would they request their conveyancer to proceed with searches.
Various internet forums that I have frequented warn that are the number one cause of stalling in Longfield house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published findings of research by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays in the conveyancing process. Local searches are unlikely to feature in any slowing down conveyancing in Longfield.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a simple, no chain conveyancing. Longfield is the location of the property. Can you shed any light on this issue?
Flying freeholds in Longfield are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Longfield you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Longfield may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am looking into buying my first house which is in Longfield and I am already nervous. I couldn't find anything specific about Longfield. Conveyancing will be needed in due course but do you know about the Longfield area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Longfield. In the meantime here are some basic statistics that we found
Due to sign contracts shortly on a basement flat in Longfield. Conveyancing solicitors inform me that they will have a report out to me tomorrow. Are there areas in the report that I should be focusing on?
The report on title for your leasehold conveyancing in Longfield should include some of the following:
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How long the lease is. You should receive guidance as what happens when the lease expires, and informed of the importance of not letting the lease term falling below eighty years Specifying your legal entitlements in respect of the communal areas in the block.E.G., does the lease grant a right of way over a path or staircase? Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? You should know if the lease allows you to alter or upgrade aspects of the flat- you must be made aware as to whether any restrictions relates to all alterations or just structural alteration, and whether consent is mandated necessary Does the lease require carpeting throughout thus preventing wood flooring?
I own a ground floor flat in Longfield, conveyancing formalities finalised 7 years ago. How much will my lease extension cost? Comparable properties in Longfield with over 90 years remaining are worth £190,000. The average or mid-range amount of ground rent is £45 invoiced every year. The lease ends on 21st October 2088
You have 62 years remaining on your lease the likely cost is going to range between £17,100 and £19,800 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before seeking the advice of a professional.