Me and my partner are about to complete on the purchase of a property in Longfield but as a result of wreckage from the recent storms I have managed to agree recompense from the vendor of £2k taking the form of a adjustment in the price. I had intended this to be addressed as part of a side agreement but Principality will not permit this. Should they have been involved?
Your property lawyer being on a Principality conveyancing panel is required to disclose to Principality of any variations to the purchase price. If you were to refuse your conveyancing practitioner to report the price change to Principality then they would have to discontinue acting for you. In addition, Principality and you would have to appoint a new solicitor for your conveyancing in Longfield.
I own a freehold premises in Longfield yet pay rent, why is this and what is this?
It is rare for properties in Longfield and has limited impact for conveyancing in Longfield but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.
Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Longfield. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 30/7/2025, the requirements read as follows :
My husband and I have arranged a further advance on our mortgage from Aldermore as we wish to conduct alterations to our property in Longfield. Do we need to select a bricks and mortar Longfield solicitor on the Aldermore conveyancing panel to deal with the legals?
Aldermore don't usually appoint firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore conveyancing panel.
I am due to exchange contracts on my apartment. I had a double glazing fitted in January 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Lloyds are being problematic. The Longfield solicitor who is on the Lloyds conveyancing panel is recommending indemnity insurance as a solution but Lloyds are requiring a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I was told two weeks ago that my mortgage has been agreed to by Virgin Money. Is it usual for Virgin Money to only issue the offer once my solicitor in Longfield is approved on their conveyancing panel? Virgin Money have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
The deeds to my home are lost. The conveyancers who did the conveyancing in Longfield 5 years ago have long since closed. What do I do?
Gone are the days when you need to hold title deeds to prove you are the owner of your registered land or property, as the Land Registry hold details of all registered land or property electronically.
I require the services of a lender panel solicitor in Longfield. Can you assist?
It is not clear why you need a Longfield panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the bank to find out which solicitors in Longfield are on their panel . If you do find such a firm in Longfield not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site