I am purchasing a newly constructed apartment in Longfield and my solicitor is telling me that she is duty bound to the bank to disclose incentives from the developer. I am on a tight deadline to exchange contracts and I don't want to delay matters. Is my lawyer right?
You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Do lenders provide you with an approved list of Longfield conveyancing solicitors? How do you know who is on the Clydesdale conveyancing panel?
Longfield conveyancing firms themselves provide us confirmation that they are on the Clydesdale conveyancing panel as opposed to being supplied with a list from Clydesdale directly.
I have justdiscovered that Stirling Law have closed. They conducted my conveyancing in Longfield for a purchase of a leasehold apartment 18 months ago. How can I establish that the property is registered correctly in the name of the former proprietor?
The quickest way to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Longfield conveyancing specialists.
I opted to have a survey done on a property in Longfield in advance of instructing solicitors. I have been advised that there is a flying freehold overhang to the property. My surveyor has said that some lenders tend refuse to give a mortgage on this type of home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Longfield. Conveyancing will be smoother if you use a solicitor in Longfield especially if they are accustomed to such properties in Longfield.
How straightforward is it to use your search facility to find a conveyancing practitioner in Longfield on the approved list for my lender?
First select a lender such as National Westminster Bank, Bank of Scotland or Nottingham Building Society then specify your location a common one being Longfield. Conveyancing practices in Longfield and further afield should be shown.
I am thinking of appointing a conveyancing practitioner in Longfield for my sale. Is it possible to check a solicitor's complaints history with the profession’s regulator?
Members of the public can read published Solicitor Regulator Association (SRA) determinations resulting from investigations started on or after 1 January 2008. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA may recorded call for training purposes.