I was advised today by my lender that my Longfield property lawyer is not on the lender Conveyancing panel. How can I be sure if this is correct?
You need to contact your Longfield lawyer directly. It is reasonable to expect your lawyer to notify you what has happened. Where they are not on the panel they may be able to suggest a Longfield conveyancing practice that is on the approved list of lawyers for your bank.
Why do I have to pay up front for my conveyancing in Longfield?
Where you are retaining lawyers for conveyancing in Longfield your solicitor will request that you put them with monies to cover the the cost of the conveyancing searches. This will be the total of the cost of the Local Authority Search. When the down payment is payable against the sale price then this should be asked for shortly before contracts are exchanged. Any further balance that is needed should be transferred shortly before completion.
My aunt passed away last year and as sole heir and executor I was left the property in Longfield. The house had a small mortgage left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this allowed?
If you intend to re-mortgage then Santander will require that you use a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.
I have recentlybeen informed that Stirling Law have closed. They conducted my conveyancing in Longfield for a purchase of a leasehold flat 18 months ago. How can I check that the property is registered correctly in the name of the former proprietor?
The easiest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Longfield conveyancing specialists.
How simple is it to swap firm as I have to choose one who is on the National Westminster Bank conveyancing list. I instructed a high street conveyancing solicitor in Longfield round the corner but she is not accepted by National Westminster Bank
We will our best to assist in finding you a conveyancing solicitor in Longfield on the National Westminster Bank panel. Please note that the solicitors that we work with do not pay us fee if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Longfield. In making use of the find a conveyancing solicitor tool on this page, you can contrast fees for conveyancing solicitors in Longfield and beyond.
I am using a search engine for the term conveyancing in Longfield it brings up numerous solicitorsin the area. How do I determine which is the suitable conveyancing solicitor for purchase transaction?
The ideal way of finding a suitable conveyancer is via personal testimonial, so seek the opinion of colleagues and family who have purchased a property in Longfield or the reputable estate agent or financial adviser. Fees for conveyancing in Longfield vary, so it's a good idea to obtain at least four estimates from different law firms. Make sure that you know that the fees are fixed.