What is the best way to search for the right lawyer to supply a 1st class service for my conveyancing in West Thurrock?
First ask the people you trust whom they would seek assistance from.
Option 2 is to use a comparison service on the internet for conveyancing in West Thurrock. Ring a couple or more firms listed and ask them to email you their conveyancing charges and speak to the lawyer who will conduct your conveyancing ahead ofmaking your choice.
Option 3 is to make use of our search tool to assist you in finding the right solicitors for you based on your unique expectations including the type of property,deadlines, complexity and who your intended lender is. Avoid the trap of appointing low cost conveyancing in West Thurrock
Our lender has recommended a law firm on their panel based in West Thurrock but I would rather instruct a conveyancing lawyer in West Thurrock round the corner to me. Are you able to assist?
It is by no means the case that all West Thurrock conveyancing practices are on all banks conveyancing panel. Do make the most of the above search tool to find a West Thurrock conveyancing solicitor on the on the bank panel.
I have been told by my solicitor that missing deeds insurance is necessary on my purchase. What is the level of cover for West Thurrock conveyancing?
The right level of missing deeds indemnity insurance should be dictated by who your lender. It would differ for example between Nationwide Building Society and Leeds Building Society. Conveyancing lawyers as opposed to borrowers take out such insurances.
I have today made my last payment due on my mortgage with UBS. I assume I don't need a West Thurrock conveyancing practitioner on the UBS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
I currently have a mortgage with Clydesdale for my property in West Thurrock. Conveyancing was finalised a year ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Clydesdale?
You must advise Clydesdale in advance of letting out your property as this is likely to be a breach of Clydesdale’s mortgage conditions. It may be that Clydesdale will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. You need not do this via a Clydesdale conveyancing panel solicitor.
Are there restrictive covenants that are commonly picked up as part of conveyancing in West Thurrock?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in West Thurrock. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what should have been a simple, chain free conveyancing. West Thurrock is the location of the property. Can you offer any opinion?
Flying freeholds in West Thurrock are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside West Thurrock you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Thurrock may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My wife and I have recently appointed a conveyancing solicitor in West Thurrock. I need to find out if they are on the lender's approved list of lawyers. Could you or the lender confirm if they are on the panel?
One option is to phone the conveyancer to check if they are on the bank's panel. Alternatively please get in touch with us and we can make some checks for you. Should the firm not be on the bank panel we can certainly arrange a specialist conveyancing solicitor in West Thurrock on the approved list for your lender.