I am hoping to receive a mortgage with Halifax. I hope to use a Licensed Conveyancer in West Thurrock. Does the Halifax Solicitor panel include Licensed Conveyancers?
The Halifax conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Would the conveyancing solicitors via your comparison service execute attended exchange conveyancing in West Thurrock?
There are a few conveyancing experts carrying out 24hr exchanges. Do e-mail us to secure a costs illustration and details as to availability.
Can your site be used to find a Conveyancing solicitor in West Thurrock even if I’m not buying or selling a house, for instance if I intend to buy an office in West Thurrock with a mortgage from Norwich and Peterborough Building Society?
The service is primarily used to find domestic conveyancing solicitors in West Thurrock but we have listed towards the end of this page a few West Thurrock commercial conveyancing firms. You should speak with the solicitors directly to check if they are also authorised to represent Norwich and Peterborough Building Society
Is it correct that all West Thurrock CQS (Conveyancing Quality Scheme) solicitors are on the HSBC conveyancing panel?
A selection of lenders now use the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my West Thurrock building society branch on a couple of occasions and was told they are content with the situation and they will lend. My West Thurrock conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they will not lend based on their specific requirements. Who do I believe?
As long as the property lawyer is on the mortgage company panel, she or he must adhere to the CML Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
After what feels like an age I have had an offer on an apartment in West Thurrock agreed to, the vendors do however have a tied purchase. The owners have offered on a property, but it’s not yet agreed to, and have viewings of other properties booked. I have chosen a high street conveyancing solicitor in West Thurrock. What do I do now? At what point should I apply for the mortgage with Santander?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is in the region of £1k, then valuation, West Thurrock conveyancing search fees, etc). First, you should check that your property lawyer is on the Santander approved list. Regarding the subsequent stages this very much depends on the specifics of your case, motivation for the property and on the state of the market. In a buoyant market some home buyers would apply for a home loan with Santander and arrange for the valuation and only if it was satisfactory would they request their solicitor to move forward with the conveyancing in West Thurrock.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a quick, chain free conveyancing. West Thurrock is the location of the property. Can you shed any light on this issue?
Flying freeholds in West Thurrock are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in West Thurrock you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Thurrock may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Do online conveyancing organisations do everything a high street West Thurrock solicitor does or do I still need to use a solicitor for the final stages for my conveyancing in West Thurrock?
Where you choose an online conveyancer they will cover all the work your West Thurrock solicitor would cover.