I am acquiring a property without a mortgage in West Thurrock. I have lived for the previous dozen years in West Thurrock. Conveyancing searches are exorbitant. Given that I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a mortgage, then all but one or two of the West Thurrock conveyancing searches are optional. Your lawyer will ’encourage you, perhaps strongly, that you should have searches done, but he is duty bound to take that path of encouragement . One thing to bear in mind; if you are going to sell the house at a future date, it will be of relevance to your prospective buyer what the searches disclose. Sometimes houses with functional issues can still reveal adverse search results. A good conveyancing solicitor in West Thurrock should be able to give you some helpful guidance in this regard.
My Solicitor in West Thurrock is not on the Chelsea Building Society Approved Panel. Is it possible for me to continue with my family solicitor notwithstanding that they are excluded from the Chelsea Building Society panel of approved conveyancing solicitors?
Your options are as follows:
- Carry on with your existing West Thurrock lawyers but Chelsea Building Society will need to instruct a solicitor on their panel. This will result in additional total conveyancing fees as well as result in frustration.
- Get an alternative lawyer to act in the purchase, not forgetting to check they are Persuade your lawyer to use their best endeavours to join the Chelsea Building Society conveyancing panel
A colleague recommended that where I am purchasing in West Thurrock I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard West Thurrock conveyancing searches. It is a large report of about 40 pages, listing and detailing significant information about West Thurrock around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the West Thurrock Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information about West Thurrock.
My wife and I have a terraced Georgian property in West Thurrock. Conveyancing solicitor represented me and Yorkshire Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold with the exact same address. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in West Thurrock and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with the conveyancing lawyer who conducted the purchase.
Completion is due on our sale of a £375,000 maisonette in West Thurrock next Monday. The freeholder has quoted £324 for Certificate of Compliance, building insurance schedule and 3 years statements of service charge. Is the landlord entitled to charge such fees for a flat conveyance in West Thurrock?
West Thurrock conveyancing on leasehold apartments normally requires the purchaser’s solicitor submitting enquiries for the landlord to address. Although the landlord is not legally bound to address such questions the majority will be willing to assist. They may invoice a reasonable administration fee for answering enquiries or supplying documentation. There is no upper cap for such fees. The average costs for the information that you are referring to is £350, in some situations it exceeds £800. The management information fee invoiced by the landlord must be sent together with a synopsis of rights and obligations in relation to administration charges, otherwise the invoice is technically not due. Reality however dictates that one has no choice but to pay whatever is requested of you if you want to complete the sale of your home.
Having spent years of negotiations we simply can't agree with our landlord on how much the lease extension should cost for our flat in West Thurrock. Can we issue an application to the Residential Property Tribunal Service?
Absolutely. We are happy to put you in touch with a West Thurrock conveyancing firm who can help.
An example of a Lease Extension decision for a West Thurrock property is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case related to 13 flats. The remaining number of years on the lease was 76 years.
Your search tool is useful but there are many lawyers listed near West Thurrock being on the bank conveyancing panel. Can you recommend a specific firm on the conveyancing panel for our mortgage company?
We are not in the business of recommending one firm above another as the right West Thurrock conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with West Thurrock knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..