I have given 8 weeks notice to my existing landlord and must be out of my rented apartment in West Thurrock by 13/1/2025. Conveyancing on my purchase has just started. Is it possible to complete in 4 weeks as don't want to have to move into temporary accommodation?
Generally one should not provide notice on a rental unless you have exchanged. Assuming that you have not already done so, update to your lawyer and urge them to they apply pressure on the other side, try to get a realistic time scale from them that all parties will aim towards
I am expecting a AIP from Barclays this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Barclays recommend any West Thurrock solicitors on the Barclays conveyancing panel, or is it better to go independently?
You will need to appoint West Thurrock solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.
I am currently in the process of buying my council flat in West Thurrock. I have a mortgage offer with Co-operative. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
I've digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local West Thurrock solicitor - who is on the Lloyds conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Lloyds will need an independent valuation of the property. Your lawyer will not arrange this. Usually Lloyds will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your West Thurrock postcode. As you are getting a mortgage with Lloyds, you could contact them to see if they have a list of approved surveyors in West Thurrock.
A colleague recommended that where I am buying in West Thurrock I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your West Thurrock conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about West Thurrock around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, West Thurrock Education with maps and statistics, Local Amenities and other useful data concerning West Thurrock.
I have justdiscovered that Action Conveyancing have closed. They carried out my conveyancing in West Thurrock for a purchase of a leasehold apartment 10 months ago. How can I establish that the property is in my name in the name of the former proprietor?
The quickest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of West Thurrock conveyancing specialists.
How does conveyancing in West Thurrock differ for new build properties?
Most buyers of new build premises in West Thurrock contact us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is finished. This is because house builders in West Thurrock usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in West Thurrock or who has acted in the same development.
Our conveyancer has advised that he intends to complete and exchange simultaneously on the sale of our £450,000 apartment in West Thurrock next Thursday. The freeholder has quoted £384 for Landlord’s certificate, insurance certificate and previous years statements of service charge. Is it legal for a freeholder to charge such fees for a flat conveyance in West Thurrock?
For the majority of leasehold sales in West Thurrock conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
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Answering conveyancing due diligence questions
Where consent is required before sale in West Thurrock
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I have tried to negotiate informally with with my landlord for a lease extension without any joy. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a West Thurrock conveyancing firm to assist?
Most certainly. We can put you in touch with a West Thurrock conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a West Thurrock flat is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case was in relation to 13 flats. The number of years remaining on the existing lease(s) was 76 years.