We hope to to purchase with Loughborough BS. I called into 3 or 4 local firms but am unable to find a Grays conveyancing firm on the Loughborough BS panel. Can you assist?
Please do make use of the find a lender approved solicitor tool on this site. Please choose the building society and type Grays or your location and you will discover numerous solicitors located in Grays or by proximity to you.
I am helping my sister sell her property in Grays. Does the conveyancing solicitor commission the energy assessment or should I organise this?
Following the demise of Home Packs, energy assessments was retained a mandatory part of selling a property. An energy performance certificate needs to be commissioned in advance of the property being marketed. It is not something that lawyers ordinarily arrange. Where you are using a Grays conveyancing solicitor they may help arrange EPC’s due to their relationships with reputable local accredited person
I am due to move home in May. Will my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you recommend a removal company in Grays. Conveyancing firm was found prior to coming across your page.
On the afternoon of completion you can pick up the keys from your property agent but this should only occur when the vendors lawyers advise the agent that they have the completion monies and the keys can be collected. Subsequently you can inform the removal men that they can start moving you in. As a matter of policy we do not recommend a particular removal company but can assist you in locating a residential property solicitor in Grays or a legal practice with expertise in conveyancing in Grays.
I have a mortgage with Virgin Money for my property in Grays. Conveyancing has been completed a year ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Virgin Money?
Your original mortgage agreement with Virgin Money will provide that you need their approval prior to letting out your property as this is likely to be a breach of Virgin Money’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. You need not do this via a Virgin Money conveyancing panel lawyer.
How does conveyancing in Grays differ for new build properties?
Most buyers of new build premises in Grays approach us having been asked by the seller to exchange contracts and commit to the purchase even before the property is completed. This is because house builders in Grays usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Grays or who has acted in the same development.
Should I go with a Grays conveyancing solicitor who is local to the property I am purchasing? I have an old university friend who can perform the conveyancing but her office is over three hundred kilometers drive away.
The primary upside of using a high street Grays conveyancing firm is that you can attend the office to execute paperwork, deliver your identification documents and apply pressure on them where appropriate. They will also have local insight which is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and the majority were content that must outweigh using an unfamiliar Grays conveyancing solicitor just because they are round the corner.
Estate agents have just been given the go-ahead to market my ground floor apartment in Grays. Conveyancing solicitors are to be appointed soon, however I have just received a quarterly service charge invoice – should I leave it to the buyer to sort out?
Your conveyancing lawyer is likely to suggest that you should clear the service charge as normal given that all rents and service invoices should be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I have tried to negotiate informally with with my landlord to extend my lease without any joy. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a Grays conveyancing firm to represent me?
in cases where there is a missing landlord or where there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to decide the price.
An example of a Lease Extension case for a Grays premises is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case related to 13 flats. The remaining number of years on the lease was 76 years.
Why is New Build conveyancing in Grays more costly?
Buying a new build property is completely distinct from the normal house buying conveyancing in Grays. For a start developers ordinarily demand contracts to exchange within a tight deadline, the result being a lot of pressure on your conveyancer to make sure everything is in order. In addition new build conveyancing often involve examination of adoption of highways, drains, planning considerations, building warranties or architects certificates. Mortgage lender requirements are also more detailed. Taking into account the complex nature of the process for these types of properties, the conveyancing new build fees are higher than normal.