My mortgage broker has asked me for my Grays law firm’s panel member for the HSBC conveyancing panel. How do I obtain this. I have e-mailed my local Grays office but they have not responded to me.
You are best placed to get this information from your Grays conveyancer . They retain a central record lender panel numbers.
At what point can the exchange of contracts happen for residential conveyancing in Grays and do I need to attend the lawyers office?
Where you are local to our conveyancing solicitors in Grays you are invited in to sign documents. That being said, the law practices we work with provide a national conveyancing service and give as equally comprehensive and professional a job for you when communicating with you by post or email. The executing of the contract is not the critical part. A signed contract is just a prerequisite for the conveyancer to address the formalities at the suitable time, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Grays)to be in the office at the appropriate time.
My Solicitor in Grays has never been on on the Barclays Direct Conveyancing Panel. Is it possible for me to continue with my family solicitor even though they are not on the Barclays Direct approved list?
Your options are as follows:
- Carry on with your existing Grays solicitors but Barclays Direct will need to instruct a solicitor on their panel. This will inevitably rack up the total conveyancing fees as well as cause delays.
- Get a new solicitor to act in the purchase, not forgetting to check they are Barclays Direct approved.
- Persuade your Barclays Direct based solicitor to try to join the Barclays Direct panel
We are buying a apartment in Grays. It might be a silly question but how we can trust a conveyancer? At some point we will need to put money into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
This question may be naive but I am wet behind the ears as FTB of a garden flat in Grays. Do I pick up the keys to the property on the completion date from my lawyer? If this is the case, I will instruct a local conveyancing solicitor in Grays?
On the day of completion you do not need to attend the conveyancers office in Grays. Conveyancing lawyers for you will transfer the completion advance to the seller's solicitors, and once they have received this, you will be invited to receive the keys from the Estate Agents and start moving into the property. This tends to happen early afternoon.
We are planning to move property in September. Does my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you put forward a removal company in Grays. Conveyancing lawyer was chosen before I stumbled across this site.
On the afternoon of completion you will need to pick up the house keys from the property agent but this can only happen after the sellers conveyancers inform the agent that they acknowledge receipt of the completion payment and the keys can be given over. You should tell the removal men that you are ready to move in. We do not recommend a particular removal company but can help you find a conveyancing in Grays or a lawyer with expertise in conveyancing in Grays.
Over the last few months I have been searching for a flat up to £235,500 and found one close by in Grays I like with a park and railway links nearby, the downside is that it only has 51 years on the lease. There is not much else in Grays suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you require a home loan the shortness of the lease will be problematic. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.
I was recommended by a number of selling agents in Grays to find a solicitor on your site. Is there a financial inducement for Estate Agents to market your services rather than another?
We refuse to give any commission for directing people our way. We thought it would be too underhand to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.