I'm in the process of changing my current homeowner home loan to a Buy to Let Alliance & Leicester mortgage. The bank has said that I require a solicitor as part of the process. I had a chat my previous Grays conveyancing practitioner who who did the conveyancing when I originally bought the property. The quote sent of £470 has surprised me as its a remortgage than a sale or purchase.
The costs illustration is fractionally on the high side. Where you are content to expend time scrutinising quotes you might shave off some of the cost by say £100 plus VAT. That being said, assuming were pleased with the legal work the firm gave you mightcome to regret opting for an an unknown conveyancer. Remember to ensure that the firm can act for Alliance & Leicester . You can utilise our search tool to choose a Grays conveyancing firm on the Alliance & Leicester conveyancing panel, which can often include conveyancing solicitors in Grays.
Our conveyancer has discovered a defect with the lease for the apartment we are purchasing in Grays. The other side have put forward defective title insurance as a workaround. We are happy with insurance and will pay for it. Our property lawyer says that he must ensure that the mortgage company is happy with this solution. Who is the client here, us or the mortgage company ?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the lender are the client. Your lawyer must comply with the UK Finance Lenders’ Handbook specifications. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your conveyancing practitioner will have no choice but to discontinue acting for you.
I have just over seventy years left on my lease and require a lease extension for my flat in Grays. Conveyancing solicitors on the Platform panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 6/11/2025 the requirements read as follows :
When it comes to mortgage companies such as Barclays, do Grays conveyancers incur a fee to be on the list of approved solicitors?
We are not aware of any lender fees to register on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
Can you point me to a directory of Yorkshire BS panel solicitors in Grays on the Council of Mortgage Lender’s Website?
No. There is no such facility on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings available over the internet. If you are looking for a Grays conveyancing practitioner on the Yorkshire BS please use our facility.
The mortgage over my property is with Santander for my property in Grays. Conveyancing has been completed months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Santander?
Your original mortgage agreement with Santander will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Santander’s mortgage conditions. It may be that Santander will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. It should not be necessary to do this via a Santander conveyancing panel solicitor.
Are there any apps to assist me to search for a Grays law firm on the TSB conveyancing panel? I am a keen cyclist and am happy to travel upto 10miles to meet the lawyer.
Feel free to make use of the tool on this website. Please choose the bank and your location and you will see a number of Grays conveyancing lawyers located nearest you. We have detailed some Grays conveyancing firms towards the end of this page and you can telephone them to check whether they are on the TSB panel
I need to appoint a conveyancing solicitor for my conveyancing in Grays. I happened to land on a web site which looks to be the ideal offering If it is possible to get all this stuff completed via email that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?