We see that you have a search directory listing firms on the Bank of Ireland conveyancing panel. Do companies pay you a referral fee if I retain them for our own conveyancing in Grays?
We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Grays.
We wanted to use a conveyancing solicitor in Grays for our home move. Our broker has since notified us that our bank Barnsley Building Society won't deal with them. Surely this is unfair competition?
A decade ago most lenders had a different appetite for risk. Almost all Grays conveyancing firms would have been on most bank panels. The financial services regulator in 2010 carried out a thematic investigation into mortgage fraud which concluded: know the conveyancing solicitors dealt with. Consequently, mortgage companies have regularly sought more data from law firms about their operations and their employees as well as establishing certain criteria such a completing on a minimum number of conveyancing. Many Grays conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Grays is amongst the hundreds of locations where the conveyancers we recommend are members of the panel for Barnsley Building Society.
I am assisting my step-mother sell her house in Grays. Will the conveyancing solicitor order the energy performance certificate or it is for me to see to?
After the demise of HIPs, energy performance certificates was maintained a compulsory component of moving house. An energy performance certificate needs to be commissioned in advance of the property being advertised. It is not something that solicitors normally arrange. If you are using a Grays conveyancing lawyer they may be willing to arrange EPC’s given their relationships with reputable Grays energy assessors
My wife and I have organised a further advance on our mortgage from Virgin Money as we want to carry out improvements to our home in Grays. Are we obliged to choose a bricks and mortar Grays solicitor on the Virgin Money conveyancing panel to handle the legals?
Virgin Money would not normally require firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Virgin Money conveyancing panel.
I recently had an offer accepted on an apartment in Grays. My mortgage broker recommended their conveyancers. I paid an on account payment of £200. A couple of days later, the conveyancing practitioner contacted me sheepishly admitting that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I decided to have a survey carried out on a house in Grays prior to retaining conveyancers. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some lenders tend refuse to issue a loan on such a home.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Birmingham Midshires. If you contact us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Grays. Conveyancing may be slightly more expensive based on your lender's requirements.
My husband and I are 18 days into a residential purchase having been recommend to a firm by the estate agent to perform conveyancing in Grays. We are not happy. Could you you assist me in finding new lawyers?
They would need to be very poor in order to consider diss instructing them. Has the loan offer been issued? In the event that it has you need to inform them of the replacement solicitor and have the offer are re-sent. The solicitor ideally needs to be on the lenders approved list to avoid supplemental fees and frustration. That should be your first question of the new solicitors. Our search tool can help you find a lender approved lawyer for your home move in Grays
What are your top tips when it comes to choosing a Grays conveyancing firm to carry out our lease extension conveyancing?
When appointing a solicitor for lease extension works (regardless if they are a Grays conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of work. We recommend that you make enquires with two or three firms including non Grays conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions could be of use:
-
Can they put you in touch with clients in Grays who can give a testimonial? What are the charges for lease extension conveyancing?
I have given up seeking a lease extension in Grays. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Most definitely. We are happy to put you in touch with a Grays conveyancing firm who can help.
An example of a Lease Extension case for a Grays residence is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case was in relation to 13 flats. The unexpired residue of the current lease was 76 years.