I am need of leasehold conveyancing for a flat in a relatively new development (seven years old) in Tilbury. The vast majority the flats are already sold. Is it really necessary to order local searches for my conveyancing in Tilbury?
A big part of the Tilbury conveyancing process is the conveyancing searches. There are a large number of companies who offer Tilbury conveyancing searches, as well straight from the local authority. These are generally termed personal search providers and they produce, not surprisingly, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must secure their data from the local authoritative source.
I am about to put an offer on a leasehold apartment in Tilbury. The estate agents advise that it is usual for flats in Tilbury to have less than 75 years left on the lease. I am expecting a mortgage with Chelsea Building Society. Will the property be mortgageable given that the lease has 72 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 6/1/2026 the requirements read as follows :
I have been told by my lawyer that defective lease insurance is required on my purchase. What is the level of cover for Tilbury conveyancing?
The right level of defective lease indemnity insurance should be dictated by who who your lender is. It would differ for example between Lloyds TSB Bank and The Royal Bank of Scotland. Conveyancing practitioners as opposed to borrowers take out such insurances.
Is it the case that all Tilbury solicitor practices on the Nationwide conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Nationwide approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Many lenders do list licenced conveyancers on their panel in which case such organisation would be overseen by the Council of Licensed Conveyancers.
We previously chose solicitors located in Tilbury on the Aldermore solicitor approved list. They are now charging me a separate fee for handling the Aldermore mortgage. Is this an additional conveyancing fee set by Aldermore?
As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your conveyancing practitioner can charge a fee for this. This fee is not set by Aldermore but by your Tilbury conveyancing practitioner. Some firms on the Aldermore panel will levy an ‘acting for lender’ fee but some firms include it on their overall fee.
What can a local search reveal concerning the property my wife and I buying in Tilbury?
Tilbury conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations such as Onsearch The local search plays a central role in most Tilbury conveyancing purchase; that is if you wish to avoid any unpleasant surprises after you move into your new home. The search will provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
I am looking for a leasehold apartment up to £305k and found one close by in Tilbury I like with amenity areas and railway links nearby, the downside is that it only has 51 years unexpired on the lease. There is not much else in Tilbury suitable, so just wondered if I would be making a grave error buying a short lease?
If you require a home loan the shortness of the lease may be an issue. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least twenty four months you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.
How does the Landlord & Tenant Act 1954 affect my commercial offices in Tilbury and how can you help?
The particular law that you refer to affords security of tenure to commercial leaseholders, granting the right to apply to court for a continuation of occupancy when the lease comes to an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Tilbury is one of our many locations in which our lawyers have offices