It is 10 years ago since I purchased my house in Tilbury. Conveyancing solicitors have just been appointed on the sale but I am unable to track down my title deeds. Will this jeopardise the sale?
Don’t worry too much. First the deeds may be kept by the mortgage company or they may still be with the lawyers who handled the purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. Most conveyancing in Tilbury relates to registered property but in the unlikely event that your home is unregistered it is more tricky but is not insurmountable.
What can a local search tell me concerning the property we're buying in Tilbury?
Tilbury conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search company for example Searchflow The local search plays a central part in many a Tilbury conveyancing purchase; that is if you don’t want any nasty once you have moved into your property. The search should reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
I have a terraced Georgian house in Tilbury. Conveyancing solicitor represented me and Clydesdale. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tilbury and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing practitioner who carried out the work.
How does conveyancing in Tilbury differ for new build properties?
Most buyers of new build property in Tilbury come to us having been asked by the builder to sign contracts and commit to the purchase even before the property is finished. This is because new home sellers in Tilbury tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Tilbury or who has acted in the same development.
What tools are available to locate a Tilbury solicitor on the Accord Mortgages Ltd conveyancing panel? I am a keen cyclist and am willing to travel upto 20kilometers to meet the solicitor.
Feel free to make use of the search on this website. Please select a mortgage company and your location and you will see a number of Tilbury conveyancing lawyers based on proximity. We have detailed some Tilbury conveyancing firms at the bottom of this page and you can call them to verify whether they are on the Accord Mortgages Ltd approved list
As co-executor for the will of my aunt I am disposing of a house in Swansea but reside in Tilbury. My conveyancer (based 200 kilometers awayneeds me to execute a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing lawyer in Tilbury who can attest and place their company stamp on the document?
Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are Tilbury based