I am buying a property without a mortgage in Chadwell St Mary. I have resided for the previous 15 years in Chadwell St Mary. Conveyancing searches are exorbitant. Given that I have knowledge of the area and road very well must I have all the conveyancing searches?
In the absence of a home loan, then the vast majority of the Chadwell St Mary conveyancing searches are at your discretion. Your lawyer will 'advise', no-doubt strongly, that you should have searches done, but she has a professional duty to take that path of guidance. Do take into account; if you are likely to dispose of the house one day, it could be of relevance to your prospective purchaser what the searches determine. There are plenty of instances where properties with day to day issues can still reveal unpredicted search results. A good conveyancing solicitor in Chadwell St Mary will provide you some sensible guidance in this regard.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Chadwell St Mary. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 4/1/2026, the requirements read as follows :
Are all Chadwell St Mary Conveyancing Quality Solicitors on the Skipton conveyancing list of approved firms?
It is true that some banks and building societies now use the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of conveyancing solicitors.
We expect to receive a DIP from TSB this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do TSB recommend any Chadwell St Mary solicitors on the TSB conveyancing panel, or is it better to go independently?
You will need to appoint Chadwell St Mary solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
I currently have a mortgage with Aldermore for my property in Chadwell St Mary. Conveyancing has been completed months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Aldermore?
You must advise Aldermore before renting your property as this is likely to be a breach of Aldermore’s mortgage conditions. It may be that Aldermore will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Aldermore directly. You need not do this via a Aldermore conveyancing panel solicitor.
Should commercial conveyancing searches reveal proposed roadworks that may impact a commercial premises in Chadwell St Mary?
Its becoming the norm that commercial conveyancing solicitors in Chadwell St Mary will carry out a SiteSolutions Highways report as it reduces the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in Chadwell St Mary. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Chadwell St Mary.
For every commercial conveyancing transaction in Chadwell St Mary it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may cause delays to Chadwell St Mary commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not conducted for residential conveyancing in Chadwell St Mary.
What does commercial conveyancing in Chadwell St Mary cover?
Non domestic conveyancing in Chadwell St Mary covers a wide array of advice, given by regulated solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
Me and my fiance are soon to exchange buying a property in Chadwell St Mary but as a result of wreckage from the recent storms I have agreed recompense from the owner of £2k taking the form of a reduction in the price. I had intended this to be addressed as part of the conveyancing process however my mortgage company will not agree to this. Should they have been involved?
Your conveyancing practitioner listed on a bank approved list is duty bound to disclose to the lender of any changes to the sale price. In the event that you were to refuse your conveyancing practitioner to report the price change to your lender then they would have to refrain from representing you and the mortgage company.