I am purchasing a end of terrace house in Greenhithe. Our aim is to an extension at the rear at the house.Will legal due diligence on the property include enquiries to see if these alterations are permitted?
Your conveyancer should review the deeds as conveyancing in Greenhithe can occasionally reveal restrictions in the title deeds which prevent certain alterations or require the permission of another owner. Certain works require local authority planning consent and approval in compliance with building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
I happen to be the sole recipient of my late grandmother’s will and I have everything in my name alone, including the my former home in Greenhithe. The Greenhithe property was put into my name in December. I plan to dispose of the house. I do know about the CML six month 'rule', which means that my proprietorship may be treated the same way as though I had purchased the house in December. Is the property unsalable for six months?
The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. many mortgage companies would take a pragmatic view as this provision is chiefly there to capture subsales or the flipping of properties.
Are all Greenhithe Conveyancing Quality Solicitors on the Leeds Building Society conveyancing panel?
A selection of banks and building societies now make use of CQS as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of conveyancing solicitors.
Various web forums that I have visited warn that are the primary reason for delay in Greenhithe conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not feature within the most frequent causes of delays in the conveyancing process. Searches are unlikely to feature in any delay in conveyancing in Greenhithe.
4 months have gone by since my purchase conveyancing in Greenhithe concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a ground for flat up to £245,000 and identified one round the corner in Greenhithe I like with amenity areas and transport links in the vicinity, however it's only got 49 years unexpired on the lease. I can't really find anything else in Greenhithe in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you need a home loan that many years will likely be a potential deal breaker. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.
As co-executor for the estate of my father I am disposing of a house in Swansea but I am based in Greenhithe. My conveyancer (who is 260 miles from mehas requested that I execute a stat dec prior to the transaction finalising. Can you recommend a conveyancing solicitor in Greenhithe to attest this legal document for me?
strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are based in Greenhithe
My in 2007. He has been wed, divorced and is now married again. He now wants to dispose of the Greenhithe property. I think he will just be asked to supply copies of his marriage certificates to the property lawyer however he is anxious it could frustrate the sale of the property. Is it worth updating the land title information for the property?
It is not absolutely necessary to bring up to date the register on the basis that you have the proof required to demonstrate how the change of name resulted.
Any buyer’s property lawyer should examine the land registry information and requisition evidence to establish the change of name for example marriage certificates.