It is is a decade since I purchased my house in Greenhithe. Conveyancing lawyers have just been appointed on the sale but I can't track down the deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be with the lender or they may stored with the solicitor who acted in the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Nearly all conveyancing in Greenhithe involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is resolvable.
Do I need to pay for insurance to cover chancel repairs when buying a residence in Greenhithe?
Unless a prior acquisition of the house took place post 12 October 2013 you can assume that solicitors delivering conveyancing in Greenhithe to remain recommending a chancel search and or chancel repair liability insurance.
2 months have elapsed following my purchase conveyancing in Greenhithe took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
About to purchase a new build apartment in Greenhithe. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Greenhithe
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply a car parking plan. Please confirm the Lease plans are architect prepared.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a straight forward, chain free conveyancing. Greenhithe is where the house is located. What do you suggest?
Flying freeholds in Greenhithe are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Greenhithe you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Greenhithe may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I'm converting the mortgage on my current home to a buy to let loan with Nottingham Building Society and I will use the ballance of the raised equity towards further house. The location we are interested in is Greenhithe. Will your solicitors be able to act for both sets of banks and link together the conveyances?
Make use of our search tool on this page to ensure that the conveyancers are approved by both banks. Assuming that they are the lawyer will be able to connect the two transactions but you should have a chat with you conveyancer and make clear your desired outcome and needs.