What is the best way to search for the right solicitor who can give a 1st class service for our conveyancing in Totton?
Option 1 is to ask the people you trust whom they would instruct.
Option 2 is to search the web for conveyancing in Totton. Ring a couple or more firms listed and invite them to forward you their conveyancing quote and discuss your needs with the solicitor who will handle your legal process beforecommitting.
Third is to use this site to help you find the right lawyers taking into account your individual requirements including the type of property,speed, complexity and who the proposed mortgage company is. Don't take the bait of £100 conveyancing in Totton
The Totton conveyancing firm handling our Totton conveyancing has spotted an inconsistency when comparing the surveyor’s assumptions in the home valuation survey and what is in the title deeds. My solicitor has advised that he is obliged to check that the lender is OK with this discrepancy and is content to go ahead. Is my lawyer’s approach legitimate?
Your conveyancer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
How does conveyancing in Totton differ for newly converted properties?
Most buyers of new build property in Totton come to us having been asked by the seller to sign contracts and commit to the purchase even before the premises is finished. This is because builders in Totton tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Totton or who has acted in the same development.
I am looking for a flat up to £235,500 and identified one round the corner in Totton I like with a park and railway links in the vicinity, however it only has 49 remaining years left on the lease. I can't really find anything else in Totton suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you need a mortgage that many years may be an issue. Discount the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least twenty four months you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this matter.
Are there any apps to help locate a Totton law firm on the Barclays Direct conveyancing panel? I have a car and am happy to travel upto 25kilometers to meet the solicitor.
Feel free to make use of the tool on this page. Please choose the bank and your location and you will see a number of Totton conveyancing lawyers locally. We have listed some Totton conveyancing firms towards the end of this page and you can call them to verify whether they are on the Barclays Direct approved list
I happen to be an executor of my recently deceased mum’s Will, with a property in Totton which is to be sold. The bungalow is unregistered at HMLR and I'm told that some EAs will insist that it is in place before they will move forward. What's the mechanism for this?
In the circumstances that you have set out it seems advisable to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and certified copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.