Unfortunately I am unable to travel far from Totton. I would like to know the understand why all Totton solicitors aren't included on all bank panels?
As unjust as it may appear for lenders to limit who can act for them, from the public’s or conveyancer’s perspective, the the contrary view is that lenders are becoming ever more anxious and regard it vital to protect them from mortgage fraud. As a result of this concern mortgage companies have consolidated their conveyancing panel to a size that they are happy to control.
What does my ID and proof of funds have anything to do with my conveyancing in Totton? Is this really warranted?
Totton conveyancing solicitors as well as nationwide property lawyers accross the UK have an obligation under money laundering regulations to verify the ID of any client in order to ensure that clients are who they say they are.
Conveyancing clients will need to provide two forms of certified ID; proof of identity (usually a Passport or Driving Licence) and evidence of address (usually a Bank Statement less than 3 months old).
Confirmation of source of monies is also necessary in compliance with the money laundering laws as conveyancers are required to check that the money you are utilising to acquire a property (whether it be the deposit for exchange or the full purchase monies if you are buying without a mortgage) has originated from legitimate source (such as an inheritance) and is not the product of criminal activity.
I am planning to move home in February. Does my conveyancing solicitor liaise with the removal company on the day of completion. As an aside, can you put forward a removal company in Totton. Conveyancing firm was organised before I stumbled across this website.
On the day of completion you will need to collect the house keys from the estate agent however this should only be done once the vendors conveyancers advise the agent that they have the completion monies and the keys can be released. Subsequently you can advise the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal company but can assist you in finding a conveyancing in Totton or a firm that specialises in conveyancing in Totton.
We have agreed to purchase a house in Totton. A rare aspect is that the roof has a solar panel. Skipton have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Skipton your lawyer must comply with the conveyancing instructions outlined in Part two of UK Finance Lenders’ Handbook for Skipton. The CML Handbook contains minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Skipton where a lease does not comply with these requirements. The conditions relate to the installation of panels on properties countrywide and is not isolated to Totton.
My wife and I are in the process of viewing apartments in Totton and I am now considering a potential offer. Is it premature to have a solicitor in place? I will be getting a mortgage with Coventry BS.
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are seeking a mortgage with Coventry BS, make sure you remember to check that your lawyer is on the Coventry BS conveyancing panel.
My wife and I are selling our house in Totton and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A high street Totton conveyancer would know this is not the case. It does beg the question why the purchasers used a factory type conveyancing practice as opposed to a conveyancing solicitor in Totton. Having lived in Totton for 5 years we know of no issue. Should we contact our local Authority to get confirmation that there is no issue.
It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I used Arc property Solicitors several years past for my conveyancing in Totton. Now, I need my files but the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Totton of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am on look out for some leasehold conveyancing in Totton. Before diving in I want to be sure as to the remaining lease term.
Assuming the lease is registered - and almost all are in Totton - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Leasehold Conveyancing in Totton - A selection of Questions you should ask before Purchasing
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This information is useful as a) areas could result in problems in the block as the common areas may begin to deteriorate where repairs remain unpaid b) if the tenants have an issue with the running of the building you will want to know about it In the main the cost for major works are not incorporated into the service charges, although some managing agents in Totton obliged leasehold owners to contribute towards a sinking fund created for the specific purpose of building a fund for larger works. It is important to be aware if a new roof is being installed or some other major work is anticipated to be shared by the leasehold owners and will materially increase the the service fees or result in a specific payment.