I am obtaining a mortgage with Nat West. My intention is to retain the legal services of a Licensed Conveyancer in Totton. Does the Nat West Solicitor panel allow for conveyancers regulated by the CLC?
The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
My solicitor has informed me that missing deeds insurance is needed on my purchase. What is the level of cover for Totton conveyancing?
The appropriate level of missing deeds indemnity insurance depends on who your lender is. It would differ for example between Halifax and Barnsley Building Society. Conveyancing solicitors as opposed to borrowers take out such insurances.
We expect to receive a DIP from Lloyds this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Lloyds recommend any Totton solicitors on the Lloyds conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Totton solicitors independently although you'll need to choose one on the Lloyds conveyancing panel. The solicitor represents both you and Lloyds through the process.
After shopping around on the internet I have found a Totton property lawyer having made sure that they are on the RBS conveyancing panel. Does my lawyer arrange the survey of the property?
RBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually RBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Totton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
We are downsizing from our home in Totton and according to the buyers it appears that there is a risk of it being constructed on contaminated land. Any local conveyancer would know this is not the case. It does beg the question why the buyers are using a factory type conveyancing practice rather than a conveyancing solicitor in Totton. We have lived in Totton for many years we know that this is a non issue. Do we get in touch with our local Authority to get clarification that the buyers are looking for.
It would appear that you have a conveyancing firm already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Are there restrictive covenants that are commonly identified during conveyancing in Totton?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Totton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am selling my house. My past lawyers have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Totton if that affects matters.
Please use our search tool to help you find a solicitor for your conveyancing in Totton. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
I have been sourcing a conveyancing lawyer in Totton for my sale. Can I see a solicitor's complaints history with the legal regulator?
You can read presented Solicitor Regulator Association (SRA) decisions arising from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. For records Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA may monitor telephone calls for training purposes.