How do I investigate if the solicitor carrying out my conveyancing in Totton is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Birmingham Midshires thus paying £187.00 plus VAT in another set of legal charges.
Please do take advantage of the search tool on this web page. Pick the mortgage company and type ‘Totton’ or your preferred area and you will be presented with a number of lawyer based in Totton or near you.
A relative recommended that if I am purchasing in Totton I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Totton conveyancing searches. It is a large document of about 40 pages, listing and detailing important information about Totton around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Totton Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data regarding Totton.
I own a terraced Victorian property in Totton. Conveyancing practitioner represented me and Barnsley Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the matching property. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Totton and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing practitioner who conducted the work.
Due to the input of my in-laws I had a survey completed on a property in Totton ahead of instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some mortgage companies may refuse to issue a mortgage on this type of house.
It varies from the lender to lender. Santander has different requirements from Nationwide. If you e-mail us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Totton. Conveyancing will be smoother if you use a solicitor in Totton especially if they are accustomed to such properties in Totton.
I am looking into buying my first house which is in Totton and I am already nervous. I couldn't find anything specific about Totton. Conveyancing will be needed in due course but do you know about the Totton area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Totton. In the meantime here are some basic statistics that we found
We are in the process of acquiring a flat in Totton. Can the property lawyer have the amount we are are buying for a secret from sites such as Rightmove. Is this possible and how?
The Land Registry as a matter of law obliged to note price sold data on the official title for residential properties nationwide which includes properties in Totton. The register of ownership is a public document, so HM Land Registry would be breaching their statutory obligations excluded specific homes such as the property in Totton.
In essence you can make a request of HMLR to hide the amount paid entry however the answer will be a No.