It is a dozen years since I purchased my house in Totton. Conveyancing solicitors have recently been instructed on the sale but I am unable to find my title documents. Is this a major issue?
You need not be too concerned. Firstly there is a possibility that the deeds will be kept by your mortgage company or they may be archived with the lawyers who acted in your purchase. Secondly in most cases the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Totton involves registered property but in the rare situation where your home is unregistered it is more problematic but is resolvable.
Can I be sure that the Totton conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Totton seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the solicitor handling your transaction.
Completion of my purchase has taken place for my property in Totton. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I was told two weeks ago that my mortgage has been agreed to by Barclays. Is it usual for Barclays to only issue the offer once my solicitor in Totton is approved on their conveyancing panel? Barclays have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
We are selling our home in Totton and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A high street Totton lawyer would know this is not the case. It does beg the question why the buyers instructed a web based conveyancing outfit as opposed to a conveyancing solicitor in Totton. Having lived in Totton for 5 years we know of no issue. Do we contact our local Authority to obtain confirmation need.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I am selling my property. My previous lawyers closed down. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Totton if that makes things easier.
You should use our search tool to help you find a solicitor for your conveyancing in Totton. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
Estate agents have just been given the go-ahead to market my basement flat in Totton. Conveyancing has not commenced, but I have recently received a yearly maintenance charge demand – should I leave it to the buyer to sort out?
It best that you clear the maintenance contribution as normal given that all rents and maintenance payments will be allotted on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I am the registered owner of a leasehold flat in Totton, conveyancing was carried out August 1995. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent properties in Totton with an extended lease are worth £216,000. The ground rent is £50 charged once a year. The lease comes to an end on 21st October 2096
With 70 years unexpired the likely cost is going to be between £9,500 and £11,000 plus legals.
The suggested premium range above a general guide to costs for extending a lease, but we are not able to supply the actual costs in the absence of detailed investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first getting professional advice.
Been searching for a lawyer for leasehold sale conveyancing in Totton. We are selling, simple no mortgage to pay off, no hurry, no onward purchase. Got a quote from a conveyancer for £800 excluding VAT which is a little high considering its so straightforward. Is it possible to find less expensive fees for conveyancing in Totton?
Given that it’s a sale only, £450 + VAT would be about the best for a Totton solicitor firm.