We are due to move property in March. Will my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you recommend a removal company in Benfleet. Conveyancing firm was organised before I stumbled across this site.
On the afternoon of completion you can collect the keys from your selling agent however this should only happen once the sellers solicitors inform the agent that the monies to complete are in and the keys can be passed over. After that you will need to tell the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal company but can assist you in locating a conveyancing in Benfleet or a lawyer with expertise in conveyancing in Benfleet.
I happen to be the only beneficiary of my late father’s will and I have everything in my name now, including the my former home in Benfleet. Conveyancing formalities meant that the Land Registry date was in January. I plan to dispose of the house. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership will be considered the same way as though I had purchased the property in January. Will no one buy the property for half a year?
The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. How practical a view lenders take of it, depend on the mortgage company as this obligation is chiefly there to capture subsales or the quick reselling of property.
Intending to buy a house in Benfleet. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Benfleet conveyancing practitioner is on the Kent Reliance conveyancing panel.
I require expedited conveyancing in Benfleet as I am under pressure to complete within 4 weeks. A mortgage is not required. Can I escape the need for conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you are at free not to have searches conducted although no conveyancer would recommend that you don't. With lots of history conveyancing in Benfleet the following are instances of what can show up and therefore affect future saleability: Enforcement Actions, Outstanding Charges, Outstanding Grants, Railway Schemes,...
I own a semi-detached Georgian house in Benfleet. Conveyancing solicitor acted for me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold under the exact same property. Is it worth asking Chelsea Building Society to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Benfleet and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing solicitor who conducted the purchase.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a simple, no chain conveyancing. Benfleet is the location of the property. Can you shed any light on this issue?
Flying freeholds in Benfleet are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Benfleet you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Benfleet may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I own a leasehold flat in Benfleet. Conveyancing and Birmingham Midshires mortgage went though with no issue. A letter has just been received from someone claiming to own the reversionary interest in the property. It included a ground rent demand for rent dating back to 1994. The conveyancing solicitor in Benfleet who previously acted has long since retired. What should I do?
The first thing you should do is make enquiries of HMLR to make sure that the individual purporting to own the freehold is in fact the new freeholder. It is not necessary to instruct a Benfleet conveyancing solicitor to do this as you can do this on the Land Registry website for £3. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Benfleet Conveyancing for Leasehold Flats - Sample of Questions you should consider Prior to Purchasing
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Does the lease include onerous restrictions? Its a good idea to find out as much as you can about the managing agents as they will affect your use and enjoyment of the property. Being a leasehold owner you are often in the clutches of the managing agents both financially and when it comes to daily matters such as the upkeep of the common parts. Ask prospective neighbours what they think of them. In conclusion, investigate as to the dates that the service fees are due to the managing agents and specifically what it includes. This question is useful as a) areas may result in problems for the building as the communal areas may begin to deteriorate where repairs remain unpaid b) if the tenants have an issue with the running of the building you will want to have all the details
Can a conveyancer remove a name from the title of my home in Benfleet ?
Subtracting or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancer