It is is a decade since I purchased my property in Mayfield. Conveyancing lawyers have recently been retained on the sale but I am unable to find my title documents. Is this a problem?
You need not be too concerned. Firstly there is a possibility that the deeds will be retained by the mortgage company or they may still be with the solicitor who handled the purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Almost all conveyancing in Mayfield involves registered property but in the rare situation where your home is unregistered it is more of a problem but is resolvable.
My mortgage company has suggested a law firm on their panel based in Mayfield but I would rather instruct a conveyancing lawyer in Mayfield round the corner to me. Can you assist?
Far from all Mayfield conveyancing solicitors are listed all banks conveyancing panel. Use our search tool to choose a Mayfield conveyancing firm on the on the lender panel.
How does conveyancing in Mayfield differ for newly converted properties?
Most buyers of new build or newly converted property in Mayfield contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is built. This is because house builders in Mayfield typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Mayfield or who has acted in the same development.
I am looking for a flat up to £195,000 and found one near me in Mayfield I like with amenity areas and transport links in the vicinity, however it only has 52 remaining years left on the lease. I can't really find anything else in Mayfield for this price, so just wondered if I would be making a mistake buying a short lease?
If you require a home loan that many years will be problematic. Discount the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you may request that they start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this.
In what way can the Landlord & Tenant Act 1954 impact my business property in Mayfield and how can your lawyers assist?
The 1954 Act gives a safeguard to commercial tenants, giving them the a statutory right to make a request to court for a new tenancy and continue in occupation when the lease comes to an end. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and assist with commercial conveyancing in Mayfield
We are 17 days into a leasehold purchase having been directed to solicitors by the high street agent to execute conveyancing in Mayfield. I am not happy. Can you help me find new solicitors?
They would have to be really bad in order to consider replacing them. Has the loan offer been issued? In the event that it has you will need to make them aware of the new contact details and have the loan are re-issued. Your solicitor ideally should be on the lenders approved list to avoid supplemental expenses and frustration. That should be your first question of the new lawyers. Our find a solicitor tool will help you find a lender approved solicitor for your home move in Mayfield