Me and my wife are buying our first property. Our conveyancing practitioner has messagedto see if we wish to take out additional conveyancing searches. As novices we are clueless as to what's necessary for conveyancing in Hartfield
The scope of Hartfield conveyancing searches should be dictated entirely on the property, the location, the probability of any of these risks, your knowledge of the area and risks, your overall appetite to risk. What is important is that you properly comprehend what information each search could supply. Then you can make a decision if you consider that you need that information. Where you are unclear, ask the property lawyer to recommend.
I am about to put an offer on a leasehold property in Hartfield. The property agents say that it is normal for flats in Hartfield to have less than 75 years remaining. I am expecting a loan with Accord Mortgages. Is this going to be acceptable if the lease has 69 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 21/1/2026 the requirements read as follows :
We have agreed to purchase a house in Hartfield. A rare aspect is that the roof has a solar panel. Co-operative have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Co-operative your lawyer must follow the conveyancing instructions outlined in Part 2 of UK Finance Lenders’ Handbook for Co-operative. The CML Handbook includes minimum provisions for solar panel roof-space leases, and conveyancers are required to report to Co-operative where a lease does not satisfy these conditions. The requirements relate to the installation of panels on properties nationwide and is not restricted to Hartfield.
It is unclear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Hartfield building society branch on a couple of occasions and was reassured it wasn't a problem and they would lend. My Hartfield conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.
Your lawyer has to follow the CML Handbook section two provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
About to purchase flat in Hartfield. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Hartfield solicitor is on the Lloyds conveyancing panel.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Hartfield is the location of the property. Is there any guidance you can give?
Flying freeholds in Hartfield are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hartfield you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hartfield may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I have been sourcing a conveyancing lawyer in Hartfield for my house move. Can I see a firm’s record with the profession’s regulator?
Members of the public may search for documented Solicitor Regulator Association (SRA) decisions arising from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The SRA could recorded call for training reasons.
There are plenty of properties in Hartfield on private roads. I am purchasing such a property. What are the advantages and disadvantages of purchasing a residence on a privately owned road?
Hartfield conveyancing lawyers are familiar with transacting propertieson unadopted roads. The conveyancer should review the Land Registry data to identify any rights or responsibilities. In many cases there is a management company (wholly owned by residents) that owners pay into to maintain the road. If one exists, the road should be maintained and appear nicer than council adopted.