I was notified yesterday by my estate agent that my Tunbridge Wells lawyer is not on the mortgage company Solicitor panel. What can I do to be sure if this is correct?
You need to call your Tunbridge Wells lawyer directly. It is reasonable to expect your lawyer to notify you what has happened. If they are not on the panel they may be able to suggest a Tunbridge Wells conveyancing firm that is on the approved list of lawyers for your bank.
Is it correct that all Tunbridge Wells CQS (Conveyancing Quality Scheme) solicitors are on the TSB conveyancing list of approved practices?
It is true that some banks and building societies now utilise the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.
We have a mortgage agreed in principle with Coventry BS. Tunbridge Wells conveyancing lawyers are selected. How long does it take for Coventry BS to issue the offer to the solicitor?
There is no definitive answer here. Have Coventry BS completed the survey? Have you informed Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Completion of my purchase has taken place for my property in Tunbridge Wells. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I have justfound out that Stirling Law have closed. They conducted my conveyancing in Tunbridge Wells for a purchase of a freehold house 18 months ago. How can I check that the property is in my name in the name of the previous owner?
The easiest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Tunbridge Wells conveyancing specialists.
Over the last few months I have been searching for a leasehold apartment up to £195,000 and identified one close by in Tunbridge Wells I like with a park and railway links nearby, however it's only got 51 remaining years left on the lease. There is not much else in Tunbridge Wells suitable, so just wondered if I would be making a grave error acquiring a short lease?
If you need a home loan the shortness of the lease will be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of 2 years you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.
I am a sole trader hoping to lease a unit on the high street. Can you recommend lawyers offering fixed charges for commercial conveyancing in Tunbridge Wells for less than 1500k?
We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Tunbridge Wells, including the sale and acquisition of businesses as well as simply property. If you are hoping to buy or lease a shop, pub, restaurant, office, retail premises or a complete business we will put you in touch with the right lawyer. Regarding the costs these will vary based on the structure and heads of terms of the proposed transaction. Let us have your details or telephone us so that we may provide you with a detailed commercial conveyancing quote.
I need to instruct a conveyancing solicitor in Tunbridge Wells for my home move. Is it possible to review a firm’s record with the profession’s regulator?
Anyone can read presented Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. To find information about the period before 1 January 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The SRA could recorded telephone calls for training reasons.