We note that you have a search directory identifying solicitors on the HSBC conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in Heathfield?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Heathfield.
It has been four months since my purchase conveyancing in Heathfield concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm purchasing my first flat in Heathfield with a mortgage from HSBC Bank. The sellers would not budge the amount so I negotiated 6k of additionals instead. The sale representative told me not inform my lawyer about this deal as it could adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Over the last few months I have been searching for a flat up to £235,500 and found one near me in Heathfield I like with a park and railway links in the vicinity, the downside is that it only has 51 years unexpired on the lease. There is not much else in Heathfield for this price, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you require a mortgage the shortness of the lease will be problematic. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of twenty four months you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.
I need to instruct a conveyancing solicitor for remortgage conveyancing in Heathfield. I've chance upon a site which appears to be the perfect answer If it is possible to get all the legals done via email that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Are there any apps to help search for a Heathfield conveyancing solicitor on the bank conveyancing panel? I have a car and am prepared to travel up to 10miles to meet the conveyancer.
Feel free to make use of the find a conveyancing panel tool on this website. Please choose the lender and your location, in this case Heathfield and you will see a number of lawyer located nearest Heathfield. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the lender solicitor panel.