I am in the market for a low cost property lawyer. Do I opt for a national conveyancer as opposed to a high street Heathfield conveyancing lawyer?
Established third party connections is an important consideration when appointing conveyancing solicitors. Heathfield law firms often have connections with mortgage brokers and agents, local authorities, surveyors and other conveyancing firms meaning the whole process is going to be much smoother for you. Having vast knowledge of the local area also helps too.
My wife and I have recently appointed a conveyancing solicitor in Heathfield. I I would like to check whether they are on the Platform Home Loans Ltd approved list of lawyers. Can you help?
You should call the solicitor and enquire if they are on the lender panel. Alternatively you can get in touch with Platform Home Loans Ltd who may be able to help.
Should my solicitor be raising questions regarding flooding during the conveyancing in Heathfield.
Flooding is a growing risk for lawyers dealing with homes in Heathfield. There are those who buy a property in Heathfield, completely aware that at some time, it may be flooded. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or sell the property. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Lawyers are not best placed to offer advice on flood risk, however there are a various searches that may be carried out by the purchaser or by their lawyers which should give them a better understanding of the risks in Heathfield. The standard property information forms sent to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard inquiry of the vendor to discover if the property has suffered from flooding. If flooding has previously occurred and is not notified by the seller, then a purchaser could issue a legal claim for losses as a result of such an inaccurate answer. The buyer’s solicitors should also carry out an enviro search. This will reveal whether there is a recorded flood risk. If so, further inquiries will need to be carried out.
I've recently found out that there is a flying freehold issue on a house I have offered on last month in what should have been a simple, chain free conveyancing. Heathfield is where the house is located. Can you offer any advice?
Flying freeholds in Heathfield are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Heathfield you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Heathfield may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I'm converting the mortgage on my existing home to a BTL mortgage with Bank of Scotland and intend to use the remaining equity towards a second house. The area we are interested in is Heathfield. Will your lawyers be able to act for the two mortgage companies and tie in the two deals?
Do use our comparison tool on this site to be sure that the lawyers are approved by both lenders. Having checked that they are the solicitor should be able to connect the two conveyancing matters but you should talk with you solicitor and communicate your desired outcome and requirements.
We are FTB’s just having agreed a price on a property in Heathfield, and are now looking to get solicitors lined up. We have utilised the numerous comparison tools and the results are from all across the country. Is it important to have a Heathfield solicitor local to our potential house? We are happy to do everything electronically, but I assume at some point we may need to attend the lawyer's office to sign documents?
Usually there is no need to physically visit the office of your property lawyer, they can post any relevant contracts to you, which you can sign and return. Many home movers prefer to use a locally based solicitor, but it is not essential for conveyancing in Heathfield.