I am purchasing a house without a mortgage in Royal Tunbridge Wells. I have been living for the last dozen years in Royal Tunbridge Wells. Conveyancing searches are a lot of money. Given that I know the area and road intimately must I have all the conveyancing searches?
Provided that you do not need a mortgage, then the vast majority of the Royal Tunbridge Wells conveyancing searches are at your discretion. Your conveyancer will 'advise', perhaps strongly, that you should have searches completed, but she has a professional duty to take that path of advice. One thing to take into account; if you are going to sell the house at a future date, it may be of relevance to your future purchaser what the searches reveal. Sometimes houses with apparent issues can still throw up unfavourable search results. A competent conveyancing solicitor in Royal Tunbridge Wells will be able to give you some sensible advice in this regard.
Me and my brother have a renovated Edwardian property in Royal Tunbridge Wells. Conveyancing lawyer acted for me and Skipton Building Society. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the matching property. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Royal Tunbridge Wells and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing lawyer who conducted the purchase.
Just had an offer accepted on a new build apartment in Royal Tunbridge Wells. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Royal Tunbridge Wells
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants. Please confirm the Lease plans are surveyor prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
Due to the encouragement of my in-laws I had a survey completed on a property in Royal Tunbridge Wells ahead of appointing lawyers. I have been told that there is a flying freehold aspect to the property. Our surveyor has said that some banks will not grant a mortgage on this type of home.
It varies from the lender to lender. Santander has different instructions from Nationwide. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Royal Tunbridge Wells. Conveyancing will be smoother if you use a solicitor in Royal Tunbridge Wells especially if they are familiar with such properties in Royal Tunbridge Wells.
We're FTB’s - agreed a price, yet the selling agent has warned us that the owners will only issue a contract if we use the agent's recommended conveyancers as they need a ‘quick sale’. We would rather use a local conveyancer who is accustomed to conveyancing in Royal Tunbridge Wells
We suspect that the seller is unaware of this requirement. Should the vendor desire ‘a quick sale', alienating a serious purchaser is is going to put the whole deal at risk. Bypass the agents and go straight to the sellers and make the point that (a)you are motivated buyers (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you will continue to instruct your preferred Royal Tunbridge Wells conveyancing solicitors - as opposed tothose that will earn their estate agent a introducer fee or achieve conveyancing targets pre-set by corporate headquarters.
I am hoping to complete next month on a studio apartment in Royal Tunbridge Wells. Conveyancing solicitors inform me that they are sending me a report next week. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in Royal Tunbridge Wells should include some of the following:
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if lease has a provision for a slush account for major works? Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? You would want to be sent a copy of the lease Details of the parties to the lease, for example these could be the lessee, superior lessor, freeholder
Royal Tunbridge Wells Leasehold Conveyancing - Sample of Queries Prior to Purchasing
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How much is the ground rent and service charge? Is the freehold reversion owned jointly by the leaseholders? What is the name of the managing agents?