Much to our surprise we have been told by our mortgage adviser that my Royal Tunbridge Wells solicitor is not on the mortgage company Conveyancing panel. What can I do to check?
Your first step should be to call your Royal Tunbridge Wells conveyancer. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
I am the registered owner of a freehold house in Royal Tunbridge Wells but still pay rent, why is this and what is this?
It’s unusual for properties in Royal Tunbridge Wells and has limited impact for conveyancing in Royal Tunbridge Wells but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
What will a local search inform me about the property we're buying in Royal Tunbridge Wells?
Royal Tunbridge Wells conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search organisations for example Searchflow The local search is essential in every Royal Tunbridge Wells conveyancing purchase; that is if you don’t want any nasty surprises after you move into your new home. The search will supply information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
Have purchased a a terraced house in Royal Tunbridge Wells , how long should it take for the Land Registry to register my ownership? My Royal Tunbridge Wells conveyancing solicitor has been very slow, so I want to check that my ownership is recorded.
There is nothing unique about conveyancing in Royal Tunbridge Wells registration formalities. As opposed to being determined by geographic area, timeframes can differ subject to the party submitting the application, whether there are errors and if the Land registry communicate with any interested persons or bodies. At present in the region of 80% of submission are fully dealt with in less than three weeks but occasionally there can be longer hold-ups. Registration takes place after the new owner is living at the premises thus registration formalities is not always an essential issue but where it is urgent that the the registration takes place urgently then you or your lawyers must contact the land registry and explain the circumstances.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. Royal Tunbridge Wells is where the house is located. What do you suggest?
Flying freeholds in Royal Tunbridge Wells are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Royal Tunbridge Wells you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Royal Tunbridge Wells may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
How do I locate a Royal Tunbridge Wells law firm on the Britannia conveyancing panel? I have wheels and am prepared to travel upto 10kilometers to meet the conveyancer.
You can use the facility on this page. Please select a mortgage company and your location and you will see a number of Royal Tunbridge Wells conveyancing lawyers based on proximity. We have listed some Royal Tunbridge Wells conveyancing firms towards the end of this page and you can ring them to check whether they are on the Britannia member panel