I was advised yesterday by my IFA that my Swanscombe the law firm I have appointed is not on the mortgage company Conveyancing panel. What can I do to be sure that this is correct?
Your first step should be to call your Swanscombe conveyancer. It is reasonable to expect your lawyer to notify you of the situation. If they are not on the panel they may be able to suggest a Swanscombe conveyancing firm that is on the conveyancing panel for your lender.
I have Fifty Six years left on my lease and require a lease extension for my apartment in Swanscombe. Conveyancing solicitors on the Virgin panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 9/9/2026 the requirements read as follows :
A relative advised me that in purchasing a property in Swanscombe there could be various restrictions preventing external changes to a property. Is this right?
There are anumerous of properties in Swanscombe which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Swanscombe should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are getting the release of further monies on our home loan from UBS as we want to carry out renovations to our property in Swanscombe. Do we need to appoint a nearby Swanscombe solicitor on the UBS conveyancing panel to deal with the paperwork?
UBS would not normally appoint a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS conveyancing panel.
I have decided to exercise my right to buy my property in Swanscombe off the council. I have a mortgage offer with TSB. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
My wife and I are downsizing from our home in Swanscombe and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A high street Swanscombe lawyer would know this is not the case. For the life of me I don't know why the buyers instructed a factory type conveyancing practice as opposed to a conveyancing solicitor in Swanscombe. Having lived in Swanscombe for many years we know of no issue. Do we contact our local Authority to get clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I'm purchasing a new build house in Swanscombe with a mortgage from The Mortgage Works. The builders would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep suggested that I not reveal to my solicitor about the side-deal as it may affect my loan with The Mortgage Works. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
As co-executor for the estate of my uncle I am disposing of a house in Cardiff but reside in Swanscombe. My conveyancer (who is 235 miles awayrequires that I sign a stat dec ahead of completion. Could you suggest a conveyancing solicitor in Swanscombe to attest this legal document for me?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are located in Swanscombe