My fiance’s sister is a solicitor. I anticipate that I can be offered mate’s pricing for conveyancing, However if that does not come through, what level of fees would I typically be looking at for conveyancing in Swanscombe?
Do compare pricing. Do use our comparison tool on this site. You will notice that amounts do be different but the service one can expect differ between law firms as is the case with most professions.
We note that you have a search directory listing solicitors on the Nottingham conveyancing panel. Do firms pay you a commission if I appoint them for our conveyancing in Swanscombe?
We are a listing service only for law firms wishing to communicate if they are on the Nottingham conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Swanscombe.
Should our lawyer be asking questions about flooding during the conveyancing in Swanscombe.
Flooding is a growing risk for solicitors dealing with homes in Swanscombe. Some people will acquire a property in Swanscombe, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the property. Steps can be carried out during the course of a property purchase to forewarn the purchaser.
Lawyers are not best placed to offer advice on flood risk, however there are a number of searches that may be undertaken by the buyer or by their conveyancers which should give them a better understanding of the risks in Swanscombe. The standard property information forms supplied to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) includes a usual question of the vendor to discover if the property has ever been flooded. In the event that flooding has previously occurred which is not revealed by the owner, then a buyer may commence a claim for damages resulting from an misleading answer. A buyer’s conveyancers should also carry out an enviro report. This should reveal if there is a recorded flood risk. If so, more detailed investigations should be made.
Over the last few months I have been searching for a ground for flat up to £195,000 and found one round the corner in Swanscombe I like with amenity areas and railway links nearby, the downside is that it only has 49 years unexpired on the lease. I can't really find anything else in Swanscombe for this price, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a home loan that many years will be a potential deal breaker. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.
I need to find a conveyancing solicitor for remortgage conveyancing in Swanscombe. I've stumble across a web site which looks to be the perfect offering If there is a chance to get all formalities completed via web that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My work colleague mentioned that when choosing a conveyancing solicitors they must be approved by your bank. It happens to be my first home move but I have an AIP from HSBC and I already have a local conveyancing lawyer in Swanscombe at the ready. Can Santander insist on an approved lawyer to be instructed? If so, where can I find that list for my conveyancing in Swanscombe?
You need to use a solicitor that is on the Santander panel. Simply telephone your chosen Swanscombe conveyancing lawyer to check if they are on the Santander panel. If they are not on the panel you have numerous alternatives available to you here:
- Complete the deal with your chosen Swanscombe solicitor but Santander will undoubtedly retain a conveyancer from their approved list. This will result in additional charges and potential interruption.
- Get a new property lawyer to act in the purchase, making sure they are on the Santander conveyancing panel.
- Convince your solicitor to do everything within their powers to get accepted on the Santander conveyancing panel.