I am not well enough to travel far from Northfleet. I would like to know the understand why all Northfleet conveyancing practitioners aren't automatically on all mortgage company panels?
Banks highlight the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud annually.The dismissal of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its outcome included recommendations for lenders to review their conveyancing panels, which triggered a major policy change in the sector. It resulted in lenders pruning less reputable firms from their official list of approved property lawyers .
Having sold my house in Northfleet last May but the buyer keeps Skype messaging me to moan that their solicitor is waiting to hear from mine. What should have happened following completion?
After completion of your house sale your conveyancer is duty bound to forward the transfer documentation and all additional paperwork to the buyer’s conveyancer. If applicable, your solicitor should also confirm that the home loan has been paid off to the buyers lawyers. There is unlikely to be post completion requirements peculiar conveyancing in Northfleet.
Forgive me if this question is silly but I am unexperienced as FTB of a garden flat in Northfleet. Do I pick up the keys to the property on completion from my conveyancer? If so, I will find a High Street conveyancing solicitor in Northfleet?
On the day of completion you do not need to go to the conveyancers office in Northfleet. Your solicitors will arrange to send the purchase money to the vendor’s lawyers, and once they have received this, you should be invited to receive the keys from the property Agents and start moving into the property. Usually this happens early afternoon.
is it true that all Northfleet solicitor firms on the RBS conveyancing panel are overseen by the SRA?
As solicitors, in order to be on the RBS approved list of solicitors they would need to be overseen by the SRA. The majority of mortgage companies do allow licenced conveyancers on their panel in which case such organisation would be regulated by the Council of Licensed Conveyancers.
The formalities of my remortgage has taken place for my property in Northfleet. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I am planning on selling our home in Northfleet and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. A local lawyer would know this is not the case. For the life of me I don't know why the buyers used an online conveyancing firm as opposed to a conveyancing solicitor in Northfleet. Having lived in Northfleet for many years we know of no issue. Is it a good idea to contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing firm already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I have been on the look out for a leasehold apartment up to £245,000 and found one round the corner in Northfleet I like with amenity areas and transport links nearby, the downside is that it only has 52 remaining years left on the lease. I can't really find anything else in Northfleet suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you need a home loan that many years will likely be problematic. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you can request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.
What makes your site different to other internet conveyancing solicitors for conveyancing in Northfleet?
At this site secure a fixed fee quote via a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Northfleet. Unlike many estate agents and brokerage sites we do not charge firms a commission if you appoint them for your conveyancing in Northfleet