Finally the sale completed on my house in Middleton last September but our buyer keeps telephoning me to say his solicitor needs to hear from mine. What are the post completion sale formalities following completion?
After completion of your sale your lawyer is obliged to send the transfer documentation and all additional paperwork to the buyer’s solicitors. Where relevant, your conveyancer must also send confirmation that the legal charge in favour of the lender has been repaid to the buyers conveyancers. There is unlikely to be post completion steps specific conveyancing in Middleton.
My aunt passed away 10 months ago and as sole heir and executor I was left the property in Middleton. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Co-operative, pay off the mortgage. Is this possible?
Where you intend to refinance then Co-operative will require that you use a conveyancer on the Co-operative conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Co-operative conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Co-operative mortgage is registered as a charge at the Land Registry.
I am helping my sister sell her house in Middleton. Will the conveyancing solicitor order an energy assessment or should I organise this?
Following the abolition of Home Information Packs, EPC’s remained a required part of moving property. An energy assessment should be to hand in advance of the property being marketed. This is not something that law firms ordinarily organise. If you are instructing a Middleton conveyancing practitioner they may be willing to arrange energy assessments given their relationships with long established Middleton accredited person
I am buying a property in Middleton. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nottingham be concerned?
As you are obtaining a mortgage with Nottingham your lawyer must follow the conveyancing instructions contained in Section two of UK Finance Lenders’ Handbook for Nottingham. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Nottingham where a lease does not meet these specifications. The requirements relate to the installation of panels on properties countrywide and is not restricted to Middleton.
Completion of my purchase has taken place for my property in Middleton. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
We are purchasing a property and the lawyer has raised the issue of Chancel Repair to which the house may be liable given it’s proximity to the area of such a church. He has mentioned insurance. Is this really required for conveyancing in Middleton
Unless a previous purchase of the property took place after 12 October 2013 you could expect conveyancing practitioners carrying out conveyancing in Middleton to remain encouraging a chancel search and or chancel repair liability insurance.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Middleton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Middleton
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Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please confirm the Lease plans are surveyor prepared. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I am a fortnight into a freehold purchase having been recommend to a firm by the selling agent to execute conveyancing in Middleton. I am am starting to be dissatisfied with the quality of service. Can you help me find new conveyancers?
They would need to be very bad in order to consider changing them. Has the mortgage offer been sent? In the event that it has you must advise them of the new lawyer and have the mortgage documents are re-sent. The solicitor ideally needs to be on the lenders panel to avoid supplemental fees and frustration. That should be your first question of the new lawyers. Our find a solicitor tool will help you find a lender approved conveyancer for your home move in Middleton