Do the conveyancing solicitors listed on your site perform attended exchange conveyancing in Middleton?
There are a few conveyancing experts who can conduct one day exchanges. You should e-mail us to obtain a conveyancing quote and details as to dates.
My husband and I have arranged the release of further funds on our mortgage from Lloyds as we wish to conduct improvements to our house in Middleton. Are we obliged to choose a local Middleton solicitor on the Lloyds conveyancing panel to handle the paperwork?
Lloyds do not ordinarily appoint firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds list.
I am currently in the process of buying my council flat in Middleton. I have a mortgage agreed with Lloyds. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Lloyds, you will need to appoint a solicitor on the Lloyds conveyancing panel.
After what seems like an age I have had an offer on a flat in Middleton agreed to, but there is a chain. The owners have offered on on an apartment, however it’s not yet tied up, and have viewings of other properties booked. I have chosen a high street conveyancing solicitor in Middleton. What do I do now? At what stage do I apply for the mortgage with Santander?
It is usual to have anxieties where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is in the region of £1k, then valuation, Middleton conveyancing search fees, etc). First, you must check that your solicitor is on the Santander conveyancing panel. Regarding the next stages this very much depends on the uniqueness of your case, attraction to the property and on the state of the market. In a buoyant market many home buyers would apply for the mortgage with Santander and arrange for the valuation and only if it comes back ok would they ask their conveyancing practitioner to move forward with searches.
Various web forums that I have come across warn that are the primary reason for obstruction in Middleton house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays in the conveyancing process. Searches are unlikely to be the root cause of slowing down conveyancing in Middleton.
I have todaydiscovered that Arc property Solicitors have closed. They conducted my conveyancing in Middleton for a purchase of a freehold house 12 months ago. How can I check that the property is in my name in the name of the previous owner?
The quickest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Middleton conveyancing specialists.
Due to the guidance of my in-laws I had a survey completed on a property in Middleton before instructing lawyers. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some banks will not give a mortgage on a flying freehold house.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. If you call us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Middleton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Middleton to see if the conveyancing costs will increase in light of this.
I have been sourcing a conveyancing lawyer in Middleton for my house move. Can I see a solicitor's record with the legal regulator?
You can search for published Solicitor Regulator Association (SRA) decisions stemming from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. To find information Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The SRA could monitor telephone calls for training reasons.