I am planning to acquire a property and require a conveyancing solicitor in Cheetham who is on the Yorkshire Building Society conveyancing. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Yorkshire Building Society in certain locations such as Cheetham. We dont recommend any particular firm.
I had a mortgage agreed in principle with UBS. Cheetham conveyancing practitioners are appointed. What is the average time that one could expect to receive a mortgage offer from UBS?
There is no definitive answer here. Have UBS completed the survey? Have you advised UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have paid off my mortgage with Nationwide. I assume I don't need a Cheetham lawyer on the Nationwide panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nationwide mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nationwide mortgage from the register. Nationwide, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nationwide has sent the Land Registry the discharge electronically, and
- Nationwide has instructed the Land Registry to do so
Barclays have agreed my home loan in principle, my bid on a property in Cheetham has been accepted, now what?
The estate agent will wish to know who your solicitors are (make sure the property lawyers are on the lender’s approved list). Call up Barclays or the broker and finalise any outstanding documentation. Barclays will sellect a valuer who will get in contact with the estate agent or vendor to arrange an appointment. Once carried out (assuming no problems) it takes about a week for the mortgage offer to be issued. Barclays will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Cheetham.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a simple, chain free conveyancing. Cheetham is the location of the property. Can you offer any advice?
Flying freeholds in Cheetham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cheetham you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cheetham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am downsizing from my house. My past conveyancers closed down. I am in need of a recommendation of a conveyancing firm. Im based in Cheetham if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Cheetham. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
I have recently realised that I have 72 years left on my flat in Cheetham. I need to extend my lease but my landlord is missing. What are my options?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the Court. However, you will be required to prove that you or your lawyers have used your best endeavours to locate the freeholder. For most situations a specialist would be useful to conduct investigations and to produce a report which can be used as proof that the freeholder can not be located. It is advisable to get professional help from a conveyancer in relation to devolving into the landlord’s disappearance and the vesting order request to the County Court overseeing Cheetham.
I bought a basement flat in Cheetham, conveyancing was carried out in 2005. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding flats in Cheetham with a long lease are worth £202,000. The ground rent is £60 yearly. The lease terminates on 21st October 2082
With just 57 years unexpired the likely cost is going to span between £28,500 and £33,000 plus professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. You should not use the figures in tribunal or court proceedings. There may be additional concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before getting professional advice.
What is the distinction between surveying and conveyancing in Cheetham?
Conveyancing - in Cheetham or anywhere in England and Wales - is the process of legally transferring legal title of property from one person to another. It involves the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re buying and will help you discover the condition of the building and, if there are problems, give you leverage for negotiating the purchase price down or asking the seller to fix the defects prior to you complete your move.