I am expecting a offer of a home loan from Lloyds. I would like to enlist the help of a Licensed Conveyancer in Cheetham. Does the Lloyds Conveyancing panel allow for Licensed Conveyancers?
The Lloyds approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Finally the sale completed on my house in Cheetham last January yet the purchaser is e-mailing daily complaining that his solicitor is waiting to hear from mine. What should my lawyer have done following completion?
Post completion of your disposal your conveyancer should forward the transfer deeds and all supplemental paperwork to the buyer’s lawyers. Where appropriate, your solicitor should also send confirmation that the home loan has been paid off to the purchasers lawyers. There is unlikely to be post completion procedures peculiar conveyancing in Cheetham.
Do I need to pop into the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Cheetham so that I can attend their offices when needed.
Nowadays conveyancing panel lawyers for banks carry out the vast majority of communications through the post, internet or over the phone. This enables them to carry out the conveyancing transaction no matter where you live in the country. That being said you can see if you can still book an appointment to visit conveyancing lawyer if you prefer.
My uncle has suggested that I appoint his lawyers for conveyancing in Cheetham. Should I find my own conveyancer?
No doubt the ideal way to find a conveyancing practitioner is to have guidance from friends or relatives who have actually experience in using the firm that you are contemplating using.
Back In 2003, I bought a leasehold house in Cheetham. Conveyancing and Bank of Ireland mortgage organised. I have received a letter from someone claiming to own the reversionary interest in the property. It included a ground rent demand for rent dating back to 1993. The conveyancing solicitor in Cheetham who previously acted has long since retired. Do I pay?
First make enquiries of the Land Registry to make sure that the individual claiming to own the freehold is indeed the new freeholder. You do not need to incur the fees of a Cheetham conveyancing lawyer to do this as you can do this on the Land Registry website for £3. Rest assured that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I invested in buying a 2 bed flat in Cheetham, conveyancing having been completed in 2002. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding flats in Cheetham with a long lease are worth £197,000. The ground rent is £55 invoiced annually. The lease ends on 21st October 2078
With 54 years unexpired we estimate the price of your lease extension to span between £32,300 and £37,400 plus costs.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to advice on the actual costs in the absence of detailed investigations. You should not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not move forward based on this information without first getting professional advice.
My parents cant seem to find their Cheetham property on the HM Land Registry website. They recall that 50 years ago when they purchased the house there were complications regarding Cheetham not being recognised in some systems.
Nearly all premises in Cheetham should be revealed. Have you tried a search to just the postcode. Usually it will mention all the properties within that postcode. Where recorded it will show up with a title number. Where they bought back in the 70’s it's conceivable it may be unregistered. The address may still be revealed but with the title number shown 'na'. In this scenario you will need to locate the original title documentation which might be with your parent’s bank.