I am helping my mother sell her house in Hartford. Will the conveyancer commission an energy assessment or do I organise this?
After the abolition of HIPs, energy assessments remained a compulsory part of selling a property. An EPC should be commissioned before the property is put on the market. This is not a task that law firms normally organise. Where you are instructing a Hartford conveyancing lawyer they may help arrange energy assessments due to their contacts with long established local accredited person
I am buying a property in Hartford. An unusual aspect is that the roof has a solar panel. Clydesdale have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Clydesdale your lawyer must comply with the conveyancing requirements contained in Part 2 of UK Finance Lenders’ Handbook for Clydesdale. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to Clydesdale where a lease does not satisfy these specifications. The conditions relate to the installation of panels on properties countrywide and is not limited to Hartford.
I have a mortgage with Principality for my property in Hartford. Conveyancing has been completed 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Principality?
Your original mortgage agreement with Principality will provide that you need their approval in advance of renting your property as this is likely to be a breach of Principality’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. It should not be necessary to do this via a Principality conveyancing panel firm.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Hartford. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Hartford
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please confirm the Lease plans are architect prepared. Please supply a car parking plan.
I am looking into buying my first house which is in Hartford and I am already nervous. I couldn't find anything specific about Hartford. Conveyancing will be needed in due course but do you know about the Hartford area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Hartford. In the meantime here are some basic statistics that we found
My cousin has encouraged me to instruct his conveyancers in Hartford. Should I find my own property lawyer?
There are no two ways about it it’s preferable to find a conveyancing solicitor is to seek referrals from friends or family who have used the solicitor you're are thinking of instructing.
Can you provide any top tips for leasehold conveyancing in Hartford with the intention of saving time on the sale process?
- Much of the frustration in leasehold conveyancing in Hartford can be avoided if you instruct lawyers as soon as your agents start advertising the property and ask them to put together the leasehold information which will be required by the buyers’ solicitors. Many freeholders or managing agents in Hartford levy fees for supplying management packs for a leasehold home. You or your lawyers should find out the fee that they propose to charge. The management pack sought on or before finding a buyer, thus accelerating the process. The typical amount of time it takes to receive management information is three weeks. It is the most usual cause of frustration in leasehold conveyancing in Hartford. You may think that you are aware of the number of years left on your lease but it would be advisable verify this by asking your solicitors. A buyer’s conveyancer will not be happy to advise their client to to exchange contracts if the lease term is less than 75 years. In the circumstances it is important at an early stage that you consider whether the lease term for your property needs extending. If it does, contact your solicitors before you put your home on the market for sale. If you hold a share in a the freehold, you should make sure that you hold the original share document. Organising a duplicate share certificate is often a lengthy formality and frustrates many a Hartford conveyancing deal. Where a duplicate share certificate is needed, you should approach the company officers or managing agents (if relevant) for this at the earliest opportunity. If there is a history of conflict with your landlord or managing agents it is very important that these are resolved before the property is put on the market. The buyers and their solicitors will be reluctant to purchase a flat where there is an ongoing dispute. You may need to swallow your pride and pay any arrears of service charge or settle the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal details of the dispute to the buyers, but it is clearly preferable to reveal the dispute as historic as opposed to ongoing.
Leasehold Conveyancing in Hartford - A selection of Questions you should consider before Purchasing
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Can you tell me if there are any major works on the horizon that could add a premium to the service charges? Are any of leasehold owners in dispute over their service charge payments? Best to be warned if changing the roof or some other significant cost is coming up to be shared by the leasehold owners and will materially impact the level of the service charges or necessitate a specific invoice.
Are Hartford conveyancing solicitors under an obligation to the Law Society to publish clear conveyancing figures?
Inbuilt into the Solicitors Code of Conduct are specific rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their charges to clients.The Law Society have a practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not intended as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, nevertheless, represent the Law Society’s perspective of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Hartford or across England and Wales.