Much to our surprise we have been informed by our mortgage broker that my Corston solicitor is not on the mortgage company Solicitor panel. How can I be sure if this is correct?
You need to contact your Corston conveyancer. You lawyer should advise you what has happened. If they are not on the panel they may be able to suggest a Corston conveyancing practice that is on the approved list of lawyers for your bank.
Me and my partner are due to complete on the purchase of a house in Corston but as a result of wreckage from the recent storms I have was able negotiate reparation from the seller of £2k in the form of a reduction in the price. This was going to be dealt with as part of amending the contract but Lloyds are not allowing this. Should they have been approached?
The conveyancer that is on the Lloyds conveyancing panel is obliged to disclose to Lloyds of any changes to the sale price. If you prohibit your property lawyer to report the price change to Lloyds then they would have to discontinue acting for you. In addition, Lloyds and you would have to appoint a new property lawyer for your conveyancing in Corston.
I am purchasing a semi-detached house in Corston. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Corston you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Corston.
Despite weeks of looking the Title Certificate and documents to our property can not be found. The solicitors who did the conveyancing in Corston 5 years ago no longer exist. What do I do?
Assuming you have a registered title the information relating to your ownership will be documented by the Land Registry under a Title Number. It is possible to perform a search at the Land Registry, find your house and get current copies of the Registered Entries for less than a fiver. If the property is Leasehold then the Land Registry will in most cases hold a file duplicate of the Registered Lease and again, a copy can be ordered for a small fee.
Back In 2009, I bought a leasehold house in Corston. Conveyancing and Barclays mortgage went though with no issue. I have received a letter from someone saying they have taken over the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1998. The conveyancing practitioner in Corston who previously acted has now retired. What should I do?
First contact the Land Registry to make sure that this person is indeed the new freeholder. There is no need to instruct a Corston conveyancing lawyer to do this as you can do this on the Land Registry website for £3. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Leasehold Conveyancing in Corston - Examples of Queries before buying
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Please note if it is less than 80 years it will affect the marketability of the apartment. Check with your bank that they are willing to go ahead with the loan given the lease term. Leases with fewer than 80 years remaining means that you will almost definitely require a lease extension sooner rather than later and it is worth discovering what this would cost. Remember, in most cases you will be be obliged to have been the owner of the residence for a couple of years before you are legally able to extend the lease. Be sure to discover if the the lease includes any unreasonable restrictions in the lease. By way of example plenty of leases prohibit pets being allowed in in a block in Corston. If you love the propertyin Corston however your dog can’t move with you then you have a very hard decision. Who is in charge of the block?
I’m about to sell my garden apartment in Corston.Conveyancing lawyers have not yet been instructed however I have just had a quarterly maintenance charge demand – what should I do?
Your conveyancing lawyer is likely to suggest that you should pay the service charge as you normally would because all ground rent and maintenance payments will be apportionedas part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process