Me and my brother purchased a semi-detached Edwardian property in Hanham. Conveyancing solicitor acted for me and Aldermore. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hanham and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing practitioner who conducted the work.
The estate agent has sent us the confirmation of our purchase of a new build flat in Hanham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Hanham
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Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
I have been on the look out for a flat up to £305k and identified one round the corner in Hanham I like with amenity areas and railway links in the vicinity, however it's only got 52 years unexpired on the lease. I can't really find anything else in Hanham in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a mortgage the shortness of the lease may be an issue. Reduce the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of twenty four months you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.
As co-executor for the estate of my uncle I am selling a house in Neath but I am based in Hanham. My solicitor (based 260 kilometers from mehas requested that I execute a stat dec before completion. Could you suggest a conveyancing solicitor in Hanham to attest this legal document for me?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are based in Hanham
Having had my offer accepted I require leasehold conveyancing in Hanham. Before diving in I would like to find out the remaining lease term.
Assuming the lease is registered - and most are in Hanham - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Leasehold Conveyancing in Hanham - A selection of Questions you should consider Prior to Purchasing
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Make sure you find out if the the lease includes any onerous restrictions in the lease. By way of example plenty of leases prohibit pets being allowed in certain buildings in Hanham. If you like the apartmentin Hanham but your dog can’t move with you then you will be presented with a hard decision. Where a Hanham lease has less than 80 years it will have adverse implications on the marketability of the property. Check with your lender that they are happy with remaining years on the lease. A short lease means that you will most likely have to extend the lease sooner rather than later and you need to have some idea of how much this will be. Remember, in most cases you will need to own the residence for two years before you are eligible to extend the lease. Are any of leasehold owners in dispute over their service charge liability?
For various reasons I cannot be present at my Hanham conveyancing lawyers office to execute documents for conveyancing in Hanham – will this be an issue?
Not a problem. Hanham conveyancing lawyers can deal with conveyancing transactions for clients across the country. You are unlikely to be required to meet your lawyer in the flesh at a Hanham conveyancers office. They can deal with everything remotely from their Hanham premises.