I am hoping to receive a mortgage offer from Halifax. My intention is to employ the services of a Licensed Conveyancer in Hanham. Does the Halifax Conveyancing panel exclude Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Various online forums that I have visited warn that are the primary cause of obstruction in Hanham conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published findings of research by MoveWithUs that conveyancing searches do not feature within the common causes of delays in the conveyancing process. Local searches are unlikely to feature in any slowing down conveyancing in Hanham.
The deeds to my home can not be found. The lawyers who handled the conveyancing in Hanham 4 years ago no longer exist. What are my options?
You no longer need to hold title deeds to prove you own the land or property, as the Land Registry have everything they need in a digital format.
I have been on the look out for a ground for flat up to £305k and found one near me in Hanham I like with amenity areas and station nearby, however it's only got 61 years unexpired on the lease. There is not much else in Hanham suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a home loan that many years will likely be a potential deal breaker. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least twenty four months you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
In my capacity as executor for the will of my uncle I am disposing of a house in Swansea but live in Hanham. My lawyer (who is 250 kilometers from meneeds me to sign a statutory declaration prior to completion. Can you recommend a conveyancing practitioner in Hanham to attest this legal document for me?
Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are Hanham based
I am in need of some leasehold conveyancing in Hanham. Before I set the wheels in motion I would like to find out the remaining lease term.
Assuming the lease is recorded at the land registry - and almost all are in Hanham - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Leasehold Conveyancing in Hanham - A selection of Queries Prior to Purchasing
-
Are any of leasehold owners in dispute over their service charge payments? What restrictions exist in the Hanham Lease? The prefered form of lease structure is where the freehold title is in the ownership of the leaseholders. In this situation the lessees enjoy control and even though a managing agent is usually employed if the building is larger than a house conversion, the managing agent is directed by the tenants.