Would the conveyancing solicitors identified via your search tool carry out conveyancing in Monkseaton by way of an attended exchange?
There are a few conveyancing specialists who can conduct 24hr exchanges. Do e-mail us to receive a fee calculation and details as to dates.
I am expecting a DIP from UBS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do UBS recommend any Monkseaton solicitors on the UBS conveyancing panel, or is it better to go independently?
You will need to appoint Monkseaton solicitors independently although you'll need to choose one on the UBS conveyancing panel. The solicitor represents both you and UBS through the process.
My offer was accepted on a house in Monkseaton on 21/4/2026, valuation was booked 4 days after, all came back fine. Solicitor instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Are RBS entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
After shopping around on the internet I have found a Monkseaton conveyancer having made sure that they are on the UBS conveyancing panel. Does my lawyer arrange the survey of the property?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Monkseaton postcode. As you are getting a mortgage with UBS, you could contact them to see if they have a list of approved surveyors in Monkseaton.
Me and my brother own a semi-detached Victorian house in Monkseaton. Conveyancing practitioner acted for me and Leeds Building Society. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold with the exact same property. Is it worth asking Leeds Building Society to clarify?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Monkseaton and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing lawyer who conducted the purchase.
I am buying my first flat in Monkseaton with a loan from Virgin Money. The builders refused to budge the price so I negotiated five thousand pounds worth of extras instead. The house builders rep advised me not inform my lawyer about the deal as it will impact my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a simple, no chain conveyancing. Monkseaton is where the house is located. What do you suggest?
Flying freeholds in Monkseaton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Monkseaton you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Monkseaton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
We're first time buyers - agreed a price, but the selling agent has warned us that the owners will only move forward if we use the agent's preferred lawyers as they want a ‘quick sale’. We would rather use a local conveyancer who is familiar with conveyancing in Monkseaton
It is improbable the owners are driving this. Should the seller desire ‘a quick sale', taking such a hostile approach to a serious buyer is going to damage their objectives. Try to communicate with the sellers directly and make the point that (a)you are genuine purchasers (b)you are ready to go, with finances in place © you do not need to sell (d) you intend to proceed fast (e)however you will continue to instruct your preferred Monkseaton conveyancing firm - not the ones that will give the estate agent a introducer fee or hit his conveyancing targets pre-set by corporate headquarters.