Is the fact that my conveyancer in Neath Port Talbot is not on my lender's conveyancing panel that there is a problem with the standard of his work?
That would more than likely be an incorrect assumption to make. There are plenty of reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the Neath Port Talbot conveyancing practice and ask them why they are no longer on the approved list for your lender.
Do banks and building societies provide you with an approved list of Neath Port Talbot conveyancing solicitors? How do you know who is on the Coventry BS conveyancing panel?
Neath Port Talbot conveyancing firms themselves provide us confirmation that they are on the Coventry BS conveyancing panel as opposed to being supplied with a list from Coventry BS directly.
My lender has suggested solicitors on their panel based in Neath Port Talbot but I would rather instruct a conveyancing lawyer in Neath Port Talbot local to me. Can you assist?
It is by no means the case that all Neath Port Talbot conveyancing solicitors are on all banks conveyancing panel. Use the above find an approved solicitor tool to locate a Neath Port Talbot conveyancing firm on the on the mortgage company panel.
Can I be sure that the Neath Port Talbot conveyancing solicitor on the Barclays panel is any good?
When it comes to conveyancing in Neath Port Talbot getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor carrying out your transaction.
I had a mortgage agreed in principle with RBS. Neath Port Talbot conveyancing solicitors are selected. How long does it take for RBS to forward the offer to the solicitor?
Some lenders take longer than others. Have RBS conducted the valuation? Have you advised RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have paid off my mortgage with HSBC. I assume I don't need a Neath Port Talbot solicitor on the HSBC panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
Should commercial conveyancing searches reveal proposed roadworks that could impact a commercial land in Neath Port Talbot?
Its becoming the norm that commercial conveyancing solicitors in Neath Port Talbot will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Neath Port Talbot. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Neath Port Talbot.
For every commercial conveyancing transaction in Neath Port Talbot it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can result in delays to Neath Port Talbot commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not carried out for domestic conveyancing in Neath Port Talbot.
In what way does the Landlord & Tenant Act 1954 impact my commercial offices in Neath Port Talbot and how can you help?
The 1954 Act provides protection to business lessees, giving them the dueness to apply to court for a continuation of occupancy at the end of the lease term. There are limited grounds that a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act for protection and help with commercial conveyancing in Neath Port Talbot