Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Bryncoch. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 29/7/2025, the requirements read as follows :
What will a local search inform me regarding the property my wife and I purchasing in Bryncoch?
Bryncoch conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search company such as Searchflow The local search is essential in every Bryncoch conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your new home. The search will provide information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
How does conveyancing in Bryncoch differ for new build properties?
Most buyers of new build premises in Bryncoch contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because house builders in Bryncoch tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bryncoch or who has acted in the same development.
I opted to have a survey carried out on a house in Bryncoch ahead of appointing solicitors. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some lenders may refuse to give a mortgage on this type of premises.
It depends who your proposed lender is. Lloyds has different instructions from Halifax. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bryncoch. Conveyancing will be smoother if you use a solicitor in Bryncoch especially if they are acquainted with such properties in Bryncoch.
I am looking into buying my first house which is in Bryncoch and I am already nervous. I couldn't find anything specific about Bryncoch. Conveyancing will be needed in due course but do you know about the Bryncoch area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Bryncoch. In the meantime here are some basic statistics that we found
In my capacity as executor for the estate of my grandmother I am selling a residence in Cardiff but I am based in Bryncoch. My lawyer (who is 250 kilometers from meneeds me to sign a statutory declaration before completion. Can you recommend a conveyancing lawyer in Bryncoch who can witness this legal document for me?
strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will suffice regardless of whether they are based in Bryncoch