Why is leasehold purchase conveyancing in Newcastle upon Tyne costs more?
Newcastle upon Tyne leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Newcastle upon Tyne. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/9/2025, the requirements read as follows :
I'm purchasing a new build house in Newcastle upon Tyne with a mortgage from Accord Mortgages Ltd. The developers refused to move on the price so I negotiated 6k of extras instead. The estate agent told me not inform my lawyer about the extras as it could jeopardize my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm refinancing my existing house to a BTL mortgage with Chelsea Building Society and intend to use the remaining equity as a down payment on a second house. The area we are looking at is Newcastle upon Tyne. Will your solicitors be able to act for both sets of lenders and tie in the two deals?
Do use our comparison tool on this site to be sure that the solicitors are on the relevant lender panels. Having checked that they are the solicitor should be able to tie up the two conveyancing matters but you should talk with you conveyancer and communicate your expectations and needs.
Last May I purchased a leasehold property in Newcastle upon Tyne. Am I liable to pay service charges for periods before completion of my purchase?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Leasehold Conveyancing in Newcastle upon Tyne - Sample of Queries before Purchasing
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What restrictions are contained in the Newcastle upon Tyne Lease? How is the lease structured?
Me and my partner are buying a leasehold apartment in Newcastle upon Tyne. Conveyancing quotes are coming in at around £1700. Does that seem right?
The average fee last year for conveyancing in Newcastle upon Tyne was £1,500 not including SDLT and Land Registry fees.