I am obtaining a offer of a home loan from Nat West. My intention is to use a Licensed Conveyancer in Kingston Park. Does the Nat West Solicitor panel include Licensed Conveyancers?
The Nat West conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I am about to put a bid on a leasehold apartment in Kingston Park. The property agents advise that it is the norm for flats in Kingston Park to have less than 75 years remaining. I am taking out a loan with Tesco Bank. Is this going to be a problem if the lease has 69 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 11/11/2025 the requirements read as follows :
My wife and I have a renovated Georgian house in Kingston Park. Conveyancing solicitor acted for me and Alliance & Leicester . I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the matching property. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kingston Park and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing practitioner who conducted the work.
I am purchasing a new build house in Kingston Park with the aid of help to buy. The developers would not reduce the price so I negotiated £7000 of additionals instead. The sale representative told me not reveal to my conveyancer about the side-deal as it could jeopardize my loan with Birmingham Midshires. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
There are only Seventy years unexpired on my lease in Kingston Park. I need to get lease extension but my landlord is can not be found. What options are available to me?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the magistrate. However, you will be required to demonstrate that you have used your best endeavours to find the lessor. For most situations an enquiry agent would be useful to try and locate and to produce a report to be accepted by the court as evidence that the freeholder can not be located. It is wise to seek advice from a solicitor both on proving the landlord’s absence and the vesting order request to the County Court covering Kingston Park.
I am the registered owner of a split level flat in Kingston Park, conveyancing having been completed 5 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent properties in Kingston Park with over 90 years remaining are worth £176,000. The ground rent is £50 charged once a year. The lease expires on 21st October 2075
With 50 years remaining on your lease we estimate the premium for your lease extension to range between £31,400 and £36,200 plus professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more comprehensive due diligence. Do not use this information in tribunal or court proceedings. There may be other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information before seeking the advice of a professional.
My intention is to purchase a garden maisonette in Kingston Park. Conveyancing lawyer is waiting for, from the vendor, building insurance paperwork. I was told today I was advised that the seller needs to forward the insurance documents for the flat above as well. Why would my conveyancer need to see the insurance for the other flat? Is it really necessary? We have been in hold for the previous fortnight…
It is not impossible in leasehold conveyancing in Kingston Park to find Conveyancing in Kingston Park in a minority of cases reveals that the lease requires the leasehold owners to insure their individual flats rather than the landlord insuring the complete property - which is definitely preferable. Do contact your conveyancer but it would appear that your solicitor is seeking to establish that the whole building is insured. Insuring a ground floor residence is no help when it comes to rebuilding after a fire if the 1st floor cannot be rebuilt for lack of insurance.