We are planning to purchase with Coventry BS. We have called around locally yet am struggling to find a Partington conveyancing firm on the Coventry BS approved list. Can you help?
You should make the most of the search tool on this site. Pick the building society and type Partington or your location and you will be presented with numerous conveyancers offices in Partington or near you.
Forgive me if this question is silly but I am unseasoned as a first time buyer of a ground floor flat in Partington. Do I receive the keys to the house on completion from my lawyer? If this is the case, I will instruct a local conveyancing solicitor in Partington?
On the day of completion you do not need to attend the conveyancers office in Partington. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s conveyancers, and once they have received this, you will be called to receive the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.
We are purchasing a terrace house in Partington. Our aim is to an extension at the rear at the property.Will legal investigations on the property include checks to see if these works are allowed?
Your conveyancer should check the registered title as conveyancing in Partington will occasionally reveal restrictions in the title deeds which prevent categories of changes or require the consent of a 3rd party. Many works require local authority planning consent and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these things with a surveyor prior to committing yourself to a purchase.
It is unclear whether my mortgage offer requires a lease extension. I have telephoned my Partington bank branch on a couple of occasions and was told it wasn't an issue and they would lend. My Partington conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they will not lend in accordance with their published requirements. Who do I believe?
The conveyancer has to comply with the Council of Mortgage Lenders’ Handbook section two provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
The deeds to my home are lost. The conveyancers who conducted the conveyancing in Partington 4 years ago no longer exist. Will I be able to sell the house?
You no longer need to have the physical deeds to evidence that you are the registered proprietor of land or premises, as the Land Registry hold details of all registered land or property electronically.
How does conveyancing in Partington differ for new build properties?
Most buyers of new build premises in Partington come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is finished. This is because new home sellers in Partington tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Partington or who has acted in the same development.
I decided to have a survey carried out on a house in Partington ahead of instructing solicitors. I have been informed that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies will refuse to grant a mortgage on a flying freehold house.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. Should you wish to telephone us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Partington. Conveyancing may be slightly more expensive based on your lender's requirements.
Am I better off to use a Partington conveyancing solicitor in close proximity to the house I am purchasing? We have a good friend who can perform the legal work however they are based over three hundred kilometers drive away.
The benefit of a local Partington conveyancing practice is that you can pop in to sign documents, present your identification documents and pester them where appropriate. Having local Partington know how is a plus. That being said it's more important to get someone that will do a good and efficient job. If other friends have used your friend and they were happy that should outweigh using an unfamiliar Partington conveyancing solicitor solely due to them being based in the area.