I have given 8 weeks notice to my current landlord and must leave my rented property in Altrincham by 17/6/2025. Conveyancing on my purchase is progressing. Can I complete in a couple of weeks as don't want to have to find short term accommodation?
The normal practice is not to provide notice for your lease unless you have exchanged. Assuming that you have not previously done so, contact to your solicitor and request that they cajole the sellers solicitors, try to get a realistic time scale from them that everyone will work to achieve
It is 10 years ago since I bought my home in Altrincham. Conveyancing lawyers have just been instructed on the sale but I can't track down the title documents. Is this a problem?
Don’t worry too much. First the deeds may be retained by your mortgage company or they may stored with the solicitor who handled your purchase. Secondly in most cases the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Most conveyancing in Altrincham involves registered property but in the rare situation where your property is unregistered it is more tricky but is not insurmountable.
After reading online forums for a cheap lawyer in Altrincham, many say that I must look for a CQS assured solicitor. Can you explain what CQS is?
The Conveyancing Quality Scheme (CQS) provides a kitemark for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * compliance with best practice conveyancing procedures through the scheme protocol the standard covers numerous organisations who conduct conveyancing in Altrincham.
I am buying my first flat in Altrincham with a loan from Virgin Money. The builders refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep suggested that I not disclose to my conveyancer about this deal as it could affect my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a house in Altrincham in advance of retaining conveyancers. I have been told that there is a flying freehold element to the house. The surveyor has said that some banks tend not give a mortgage on such a house.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Altrincham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Altrincham to see if the conveyancing costs will increase in light of this.
In my capacity as executor for the will of my father I am selling a house in Newport but reside in Altrincham. My solicitor (approximately 300 kilometers from mehas requested that I execute a stat dec prior to completion. Could you suggest a conveyancing lawyer in Altrincham who can witness this legal document for me?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are located in Altrincham