My wife and I are purchasing a 2 bedroom apartment in Altrincham with a mortgage. We have a Altrincham conveyancer, however the bank says he's not on their "panel". It appears that we have no option but to appoint one of the bank panel conveyancing practices or keep our Altrincham solicitor as well as pay for one of their panel lawyers to act for them. We consider that this is inequitable; are we not able to demand that the mortgage company use our Altrincham conveyancing practitioner ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Altrincham conveyancing lawyer to apply to be on the conveyancing panel.
Would the conveyancing practitioners that are recommend carry out auction conveyancing in Altrincham?
There are a number of niche lawyers we can put you in touch with those who can conduct auction conveyancing. Altrincham is just one of hundreds of areas of in which our lawyers cover.
My bank has recommended a law firm on their panel based in Altrincham but I would rather choose a conveyancing lawyer in Altrincham local to me. Can you assist?
The minority of Altrincham conveyancing practices are listed all lender’s conveyancing panel. Use the above search tool to find a Altrincham conveyancing solicitor on the on the bank panel.
Just acquired a semi-detached house in Altrincham , how long should it take for the Land Registry to record my ownership? My Altrincham conveyancing solicitor works at snail pace, so I want to check the registration is addressed.
As far as conveyancing in Altrincham is concerned, registration is no faster or slower than the rest of England and Wales. Rather than based on location, timeframes can differ depending on the party submitting the application, whether it is in order and whether the Land registry communicate with any 3rd persons or bodies. At present in the region of three quarters of submission are completed in less than three weeks but some can be subject to extensive hold-ups. Registration is effected after the buyer has moved in to the premises thus 'speed' is not usually an essential issue yet if there is a degree of urgency associated with the registration then you or your conveyancer must communicate with the Registry to express the reasoning for an expedited registration.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Altrincham is the location of the property. Is there any guidance you can impart?
Flying freeholds in Altrincham are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Altrincham you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Altrincham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
As co-executor for the estate of my father I am selling a house in Newport but live in Altrincham. My lawyer (based 250 kilometers awayrequires that I sign a stat dec before the transaction finalising. Can you recommend a conveyancing solicitor in Altrincham who can witness this legal document for me?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are based in Altrincham