I own a freehold property in Pattingham but still charged rent, why is this and what is this?
It’s unusual for properties in Pattingham and has limited impact for conveyancing in Pattingham but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
My uncle passed away six months ago and as sole heir and executor I was left the property in Pattingham. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this allowed?
Where you plan to re-mortgage then Aldermore will require that you use a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.
What does a local search inform me concerning the house my wife and I buying in Pattingham?
Pattingham conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search organisations for instance PSG The local search is essential in every Pattingham conveyancing purchase; as long as you don’t want any nasty surprises after you move into your new home. The search will supply data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.
Despite weeks of looking the Title Certificate and documents to my property are lost. The conveyancers who conducted the conveyancing in Pattingham 4 years ago have long since closed. What are my options?
Nowadays there are duplicates made of almost everything, and your lawyer will be aware precisely where to look for all the appropriate documentation so you can purchase or sell your house without a hitch. If copies can’t be located, your lawyer can arrange cover in the form of insurance or indemnities protecting you against future claims on the premises.
Is it simple use your search tool to select a conveyancing lawyer in Pattingham on the panel for my lender?
Step one is to pick a mortgage company such as Barclays , Chelsea Building Society or Britannia then choose your location a common one being Pattingham. Conveyancing practices in Pattingham and beyond will then be identified.
Can a conveyancer remove a person from the title of my home in Pattingham ?
Removing or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a solicitor to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a property lawyer