Are you able to suggest a Nationwide Building Society sanctioned Hagley conveyancing conveyancer finish our house move within two weeks? Would it be better to use a local Hagley practice or an online firm?
We would be happy to suggest some excellent Hagley conveyancing firms. You can also walk up the high street in Hagley. Go in to some well established law practices and ask to see a conveyancing solicitor for a quote. Mention your requirements together with your reasons and ask for an assurance on your deadline. Select the lawyer that appears most efficient.
Forgive me if this question is silly but I am unexperienced as FTB of a two bedroom flat in Hagley. Do I pick up the keys to the premises on completion from my solicitor? If this is the case, I will use a local conveyancing solicitor in Hagley?
On the day of completion you do not need to go to the conveyancers office in Hagley. Your solicitors will arrange to send the completion advance to the vendor’s solicitors, and once they have received this, you should be invited to receive the keys from the property Agents and start moving into the property. Usually this happens between 1 and 3pm.
Last month we had a mortgage agreed in principle with Yorkshire BS. Hagley conveyancing practitioners have been appointed. What is the average time that one could expect to receive a mortgage offer from Yorkshire BS?
Some lenders take longer than others. Have Yorkshire BS conducted the survey? Have you advised Yorkshire BS as to your lawyers' details and checked that your lawyers are on the Yorkshire BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
We were going to get a DIP from Clydesdale this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Clydesdale recommend any Hagley solicitors on the Clydesdale conveyancing panel, or is it better to go independently?
You will need to appoint Hagley solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
I have been told that property searches are the primary reason for obstruction in Hagley conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the findings of a review by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of hindrances in the conveyancing process. Local searches are not likely to be the root cause of slowing down conveyancing in Hagley.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Hagley?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Hagley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey done on a house in Hagley in advance of retaining lawyers. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some mortgage companies tend not give a loan on this type of home.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hagley. Conveyancing may be slightly more expensive based on your lender's requirements.
I'm purchasing a flat in Hagley. I can find my conveyancer's company on the CLC list, but I can't locate my lawyer's name as listed on the regulator's website. Should I be concerned?
Not all staff in the company must be listed by the regulator. Provided there is someone qualified to 'oversee' the work, the actual day-to-day activity can be conducted by unlicensed staff.