Can I use your services to recommend a Conveyancing solicitor in Hagley even where I’m not purchasing or selling a house, for example where I wish to buy a shop in Hagley with a loan from Godiva Mortgages Ltd?
Our search tool is primarily utilised to get a quote from domestic conveyancing solicitors in Hagley but we have set out towards the bottom of this page a few Hagley commercial conveyancing firms. You should speak with the company directly to establish if they can also act for Godiva Mortgages Ltd
My uncle passed away last year and as sole heir and executor I was left the house in Hagley. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Nottingham, pay off the mortgage. Is this possible?
If you plan to re-mortgage then Nottingham will insist on your using a conveyancer on the Nottingham conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nottingham conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nottingham mortgage is registered as a charge at the Land Registry.
I require quick conveyancing in Hagley as I have a deadline to complete inside 2 weeks. Fortunately I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are not obtaining a mortgage you have the choice not to have searches conducted although no conveyancer would advise that you don't. Drawing on years of experience of conveyancing in Hagley the following are examples of what can arise and therefore impact future saleability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Unadopted Roads,...
Are there restrictive covenants that are commonly identified during conveyancing in Hagley?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Hagley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What does commercial conveyancing in Hagley cover?
Commercial conveyancing in Hagley incorporates a wide array of guidance, offered by regulated solicitors, relating to business property. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
What are the common defects that you come across in leases for Hagley properties?
There is nothing unique about leasehold conveyancing in Hagley. Most leases are individual and drafting errors can sometimes mean that certain clauses are not included. The following missing provisions could result in a defective lease:
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Maintenance charge proportions which don’t add up to the correct percentage A duty to insure the building
A defective lease can cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Yorkshire Building Society, Chelsea Building Society, and Alliance & Leicester all have express requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to provide security, obliging the buyer to pull out.
Hagley Conveyancing for Leasehold Flats - Examples of Queries before buying
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The best form of lease arrangement is where the freehold reversion is in the ownership of the leaseholders. In this scenario the tenants benefit from control and notwithstanding that a managing agent is usually retained if it is larger than a house conversion, the managing agent acts for the leaseholders themselves. How much is the ground rent and service charge? Are any of leasehold owners in dispute over their service charge liability?