Me and my partner are purchasing a 1 bedroom flat in Hagley with a mortgage. We would like to retain our Hagley lawyer, however the bank says he's not on their "panel". We have to appoint one of the bank panel solicitors or retain our Hagley property lawyer as well as pay for one of their panel lawyers to act for them. This seems very unfair; are we not able to require that the bank use our Hagley lawyer ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Hagley conveyancing lawyer to apply to be on the conveyancing panel.
We note that you have a search directory identifying solicitors on the Coventry BS conveyancing panel. Do firms pay you a commission if I instruct them for our own conveyancing in Hagley?
We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Hagley.
We hope to to purchase with Darlington Building Society. I visited a couple of high street companies but cant to find a Hagley conveyancing firm on the Darlington Building Society panel. Please you assist?
Please do take advantage of the find a conveyancing panel solicitor tool on this web page. Pick the lender and type Hagley or your preferred area and you will see a number of lawyer based in Hagley or near you.
Just had an offer accepted on a new build flat in Hagley. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Hagley
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The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Forfeiture - bankruptcy or liquidation must not apply under this provision.
Due to the input of my in-laws I had a survey completed on a property in Hagley ahead of instructing lawyers. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies may not issue a loan on a flying freehold property.
It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hagley. Conveyancing will be smoother if you use a solicitor in Hagley especially if they regularly deal with such properties in Hagley.
My father-in-law has urged me to instruct his conveyancing solicitors in Hagley. Do I take his recommendation?
No doubt the ideal way to select a conveyancing solicitor is to have guidance from friends or relatives who have actually used the solicitor you're considering.