I am acquiring a maisonette in Kingswinford. My Conveyancer is not on the lender conveyancing list. Can I still continue with my Kingswinford conveyancing solicitor notwithstanding that they are not on the bank panel of approved conveyancing solicitors?
Your options include
- Carry on with your existing Kingswinford property lawyer but your bank will no doubt appoint a conveyancer on their conveyancing panel. This will result in additional charges together with probable frustration.
- Appoint a new lawyer to act in the purchase, ensuring that they are on the bank conveyancing panel.
- Convince your conveyancing practitioner to apply to join the lender panel
Completed the sale of my flat in Kingswinford last September yet the purchaser is texting every few hours to moan that their conveyancer is waiting to hear from mine. What should my lawyer have done now that I have sold?
Following your disposal your conveyancer is obliged to forward the transfer documentation and all of the paperwork to the buyer’s conveyancer. If applicable, your solicitor should also send confirmation that the legal charge in favour of the lender has been repaid to the buyers conveyancers. There is unlikely to be post completion requirements peculiar conveyancing in Kingswinford.
I have been advised by my solicitor that defective lease insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Kingswinford?
The right level of defective lease indemnity insurance depends on your lender. It would differ for example between National Westminster Bank and Coventry Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.
I am purchasing a property in Kingswinford. An unusual aspect is that the roof has a solar panel. Yorkshire BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Yorkshire BS your lawyer must follow the formal instructions contained in Part 2 of UK Finance Lenders’ Handbook for Yorkshire BS. The CML Handbook sets out minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to Yorkshire BS where a lease fails to satisfy these specifications. The provisions relate to the installation of panels on properties nationwide and is not limited to Kingswinford.
My husband and I are in the process of looking at houses in Kingswinford and I am now considering a potential offer. Is it wise to have my conveyancing practitioner on ‘stand by’? I will be getting a mortgage with HSBC.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are obtaining a mortgage with HSBC, ask your prospective lawyers if they are on the HSBC conveyancing panel otherwise they can't do the mortgage legal work.
My wife and I purchased a terraced Georgian house in Kingswinford. Conveyancing practitioner represented me and Barnsley Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold under the exact same property. Is it worth asking Barnsley Building Society to clarify?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kingswinford and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing practitioner who conducted the conveyancing.
I am selling my property. My past solicitors have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Kingswinford if that makes things easier.
Do use our search tool to help you choose a solicitor for your conveyancing in Kingswinford. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
My step-father has suggested that I use his conveyancers in Kingswinford. Should I find my own property lawyer?
No doubt the best way to choose a conveyancing lawyer is to seek recommendations from friends or family who have used the solicitor that you are considering.