I have just been advised by my estate agent that my Kinver the law firm I have appointed is not on the lender Solicitor panel. How can I check?
Your first step should be to contact your Kinver conveyancer. You lawyer should notify you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your lender.
I am the registered owner of a freehold property in Kinver yet invoiced for rent, why is this and what is this?
It’s unusual for properties in Kinver and has limited impact for conveyancing in Kinver but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.
When researching consumer advice sites for a recommended lawyer in Kinver, most post that I must use a CQS kitemarked lawyer. Can you explain what CQS is?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in buying or selling property, trusted by some of the UK's biggest banks. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Association of British Insurers (ABI). CQS is not a scheme offered by the Council of Licensed Conveyancing. Kinver is one of the numerous areas of the UK where there are Accredited lawyers.
Forgive me if this question is silly but I am unexperienced as FTB of a ground floor flat in Kinver. Do I collect the keys to the house on the completion date from my conveyancer? If so, I will instruct a High Street conveyancing solicitor in Kinver?
On the day of completion you will not be required to go to the conveyancers office in Kinver. Conveyancing lawyers for you will transfer the completion advance to the vendor’s conveyancers, and once they have received this, you will be called to pick up the keys from the selling Agents and move into your new home. This tends to happen between 1 and 3pm.
We are aiming to move property in January. Should my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you recommend a removal company in Kinver. Conveyancing solicitor was organised before I stumbled across this site.
On the day of completion you will need to collect the keys from your estate agent but this should only occur after the previous owners solicitors inform the agent that they acknowledge receipt of the completion payment and the keys can be passed over. You can advise the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can help you locate a conveyancing in Kinver or a legal practice that specialises in conveyancing in Kinver.
I am being told by my conveyancer that flying freehold insurance is needed on my purchase. What is the level of cover for Kinver conveyancing?
The appropriate level of flying freehold indemnity insurance depends on who your lender is. It would differ for example between National Westminster Bank and Skipton Building Society. Conveyancing solicitors as opposed to borrowers take out such policies.
I've recently found out that there is a flying freehold issue on a property I have offered on last month in what should have been a simple, no chain conveyancing. Kinver is where the house is located. What do you suggest?
Flying freeholds in Kinver are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Kinver you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kinver may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I have just become aware that one of the directors of the law firm acting on the purchase conveyancing in Kinver is a relative of the vendor. Is this allowed?
As long as no conflict arises this is allowable. If you are requiring mortgage finance then the mortgage company may have a say as many lenders have specific instructions concerning this. For example for Coventry Building Society as of 1/10/2025, the requirements read as follows :