We are about to exchange buying a house in Penkridge but as a consequence of damage from the recent storms I have was able negotiate recompense from the current proprietors of £3k in the form of a adjustment in the price. I had intended this to be dealt with as part of a side agreement however Co-operative will not permit this. Should they have been involved?
Your solicitor being on a Co-operative conveyancing panel is obliged to disclose to Co-operative of any amendments to the purchase price. If you were to refuse your conveyancer to disclose the reduction to Co-operative then they would have to discontinue acting for you. In addition, Co-operative and you would have to appoint a new property lawyer for your conveyancing in Penkridge.
We are purchasing a flat and require a conveyancing solicitor in Penkridge who is on the Coventry BS solicitor panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Coventry BS . We don't recommend any particular firms conducting conveyancing in Penkridge.
My mortgage company has recommended a law firm on their panel based in Penkridge but I would rather use a conveyancing lawyer in Penkridge round the corner to me. Are you able to help?
Not all Penkridge conveyancing firms are on all banks conveyancing panel. Use our search tool to choose a Penkridge conveyancing conveyancer on the on the lender panel.
We are buying a flat in Penkridge. It might be a silly question but how we can trust a conveyancer? At some point we have to put our life savings into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We had selected conveyancers located in Penkridge on the Principality solicitor approved list. They have just billed me a separate fee for the legal aspects of the Principality mortgage. Is this an additional conveyancing fee set by Principality?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your conveyancer may charge a fee for this. The fee is not dictated by Principality but by your Penkridge conveyancing practitioner. Some firms on the Principality panel will levy ’dealing with mortgage’ fee and others do not.
The formalities of my purchase has taken place for my property in Penkridge. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a quick, chain free conveyancing. Penkridge is where the house is located. Can you offer any guidance?
Flying freeholds in Penkridge are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Penkridge you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Penkridge may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Given that I am about to spend £400,000 on a property in Penkridge I would like to talk to a lawyer concerning thetransaction ahead of instructing the firm. Is this something that you can arrange?
This is something that we recommend - we would be pleased to talk to you we do not take any clients on without you first talking to the lawyer who will be conducting your property ownership legalities in Penkridge.There is no ‘factory style conveyancing’ - each client is an important individual, not a matter number. The practices that we put you in touch with believe that the figure you are quoted for your conveyancing in Penkridge should be the amount on the final invoice that you are charged.