Are the Penkridge conveyancing solicitors identified as being on the Kent Reliance conveyancing panel, together with their details provided by Kent Reliance?
Penkridge conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
My uncle passed away last year and as sole heir and executor I was left the house in Penkridge. The house had a small mortgage remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this possible?
Given you plan to re-mortgage then Clydesdale will require that you use a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.
four months have elapsed since my purchase conveyancing in Penkridge took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a quick, chain free conveyancing. Penkridge is the location of the property. Can you shed any light on this issue?
Flying freeholds in Penkridge are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Penkridge you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Penkridge may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
We are a fortnight into a freehold purchase having been directed to solicitors by the high street agent to handle our conveyancing in Penkridge. We are not happy. Can you you assist me in finding new lawyers?
They would have to be very bad in order to consider replacing them. Has your loan offer been issued? In the event that it has you will need to advise them of the new contact details and ensure the loan are re-issued. The solicitor ideally should be on the mortgage company approved list to avoid escalating charges and frustration. So that should be your starting point. The find a solicitor tool can help you find a bank approved lawyer for your home move in Penkridge
Is it the case that all Penkridge legal practices on every lender conveyancing panel?
You can use our search tool or you can pop into your local lender branch in Penkridge. the probability is that they will be in a position to suggest some approved conveyancing solicitors in Penkridge