We were just about to exchange contracts for a leasehold flat in Canvey Island. We have hit a snag. Our loan offer with Coventry Building Society expires on 15/12/2025 but the vendors are putting forward a completion date of 17/12/2025. Is it possible to extend the loan offer?
The best person to deal with your concern is your conveyancer who should calculate whether he or she is should be discussing with the bank, seller’s representatives, estate agents or indeed all three given the history of your conveyancing to date.
I require quick conveyancing in Canvey Island as I have an ultimatum to sign on the dotted line in less than one month. Fortunately I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?
If.Given you are not getting a home loan you have the choice not to do searches although no law firm would advise that you don't. Drawing on our experience of conveyancing in Canvey Island the following are instances of issues that can arise and adversely affect future saleability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
What makes your site different to other internet conveyancing brokers for conveyancing in Canvey Island?
At this site secure an accurate costs illustration via a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Canvey Island. Unlike many estate agents and brokerage sites we do not charge firms a fee if you choose them for your conveyancing in Canvey Island
I am a fortnight into a residential purchase having been recommend to solicitors by the selling agent to handle our conveyancing in Canvey Island. I am am starting to be dissatisfied with the quality of service. Could you help me find new lawyers?
They would need to be very poor in order to consider diss instructing them. Has the mortgage been sent? If so you need to inform them of the new conveyancer and get the mortgage documents are re-sent. Your conveyancer should be on the lenders panel to avoid escalating costs and frustration. That should be your starting point. The search tool should assist you in finding a bank approved solicitor for your home move in Canvey Island
I've found a house that appears to tick a lot of boxes, at a great price which is making it all the more appealing. I have since discovered that it's a leasehold as opposed to freehold. I am assuming that there are issues purchasing a leasehold house in Canvey Island. Conveyancing solicitors have not yet been appointed. Will my lawyers set out the implications of buying a leasehold house in Canvey Island ?
Most houses in Canvey Island are freehold and not leasehold. In this scenario it’s worth having a local conveyancer who is familiar with the area who can help the conveyancing process. it is apparent that you are buying in Canvey Island in which case you should be shopping around for a Canvey Island conveyancing solicitor and be sure that they are used to advising on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a lessee you will not be entirely free to do whatever you want with the house. The lease will likely included provisions such as requiring the freeholder’spermission to carry out alterations. You may also be required to pay a maintenance charge towards the upkeep of the communal areas where the house is part of an estate. Your solicitor will advise you fully on all the issues.
Leasehold Conveyancing in Canvey Island - Examples of Queries before buying
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This information is useful as a) areas may cause problems for the block as the common areas may begin to deteriorate if maintenance remain unpaid b) if the leaseholders have a dispute with the running of the building you will need to have all the details The majority of Canvey Island leasehold apartments will incur a service bill for maintenance of the building invoiced by the management company. Should you acquire the flat you will have to pay this contribution, normally periodically during the year. This could be anything from a couple of hundred pounds to thousands of pounds for blocks with lifts and large common areas. There will also be a rentcharge for you to pay yearly, this is usually not a large sum, say approximately £50-£100 but you should to check as sometimes it can be surprisingly expensive. Are any of leasehold owners in arrears of their service charge payments?
Some months ago I was advised by my lender that their panel conveyancers operate no sale no fee basis for conveyancing in Canvey Island. I had a purchase abort and now the solicitors have invoiced for search fees! They are stating that the fees are seperate!
Canvey Island conveyancing search costs are disbursements not solicitors fees as these are paid to independent parties.