My conveyancer has informed me that flying freehold insurance is needed on my purchase. What is the level of cover for Canvey Island conveyancing?
The right level of flying freehold indemnity insurance should be dictated by who your lender. It would differ for example between Nationwide Building Society and Barnsley Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
Can I be sure that the Canvey Island conveyancing solicitor on the Principality panel is any good?
When it comes to conveyancing in Canvey Island obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor carrying out your transaction.
I am expecting a AIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Canvey Island solicitors on the Coventry BS conveyancing panel, or is it better to go independently?
You will need to appoint Canvey Island solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
The deeds to our property can not be found. The solicitors who did the conveyancing in Canvey Island 10 years ago have long since closed. What are my next steps?
Gone are the days when you need to hold title original deeds to prove you are the owner of your registered land or property, as the Land Registry hold details of all registered land or property electronically.
I am buying a new build house in Canvey Island with the aid of help to buy. The builders refused to budge the price so I negotiated £7000 of additionals instead. The estate agent told me not to tell my solicitor about this deal as it will impact my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a house in Canvey Island ahead of appointing lawyers. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies will not give a mortgage on this type of house.
It varies from the lender to lender. Santander has different requirements from Halifax. If you e-mail us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Canvey Island. Conveyancing will be smoother if you use a solicitor in Canvey Island especially if they are acquainted with such properties in Canvey Island.
What does commercial conveyancing in Canvey Island cover?
Canvey Island conveyancing for business premises covers a broad array of services, provided by regulated solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
In my capacity as executor for the will of my father I am disposing of a property in Swansea but live in Canvey Island. My lawyer (approximately 200 kilometers awayrequires that I sign a stat dec ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Canvey Island who can attest this legal document for me?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are located in Canvey Island