My financial adviser has requested my Canvey Island law firm’s panel member for the Santander conveyancing panel. What is the best way to find this out. I have called my local Canvey Island branch but they don't know it.
You are best placed to get this information from your Canvey Island conveyancer . Most Canvey Island law practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
We're in Canvey Island, First timers buying with a mortgage (lender is Kent Reliance , and our lawyer is on the Kent Reliance conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Kent Reliance conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Should my lawyer be making enquiries about flooding as part of the conveyancing in Canvey Island.
Flooding is a growing risk for solicitors specialising in conveyancing in Canvey Island. There are those who acquire a house in Canvey Island, completely aware that at some time, it may be flooded. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the premises. There are steps that can be taken during the course of a property purchase to forewarn the buyer.
Lawyers are not best placed to impart advice on flood risk, but there are a various searches that can be undertaken by the buyer or on a buyer’s behalf which should figure out the risks in Canvey Island. The standard completed inquiry forms given to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) incorporates a usual question of the owner to determine if the premises has historically flooded. In the event that flooding has previously occurred and is not revealed by the vendor, then a buyer may issue a claim for damages resulting from an misleading reply. The purchaser’s lawyers may also conduct an enviro search. This should higlight if there is any known flood risk. If so, additional inquiries will need to be made.
I used Arc property Solicitors several years past for my conveyancing in Canvey Island. Now, I need my documents however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Canvey Island of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold issue on a property I have offered on last month in what was supposed to be a simple, no chain conveyancing. Canvey Island is the location of the property. Is there any advice you can impart?
Flying freeholds in Canvey Island are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Canvey Island you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Canvey Island may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Online reading suggests that Canvey Island solicitors are more expensive than Canvey Island conveyancers in Canvey Island to use when buying a house. So is it better if I use a conveyancer or a solicitor if I am buying for my home move in Canvey Island.
When it comes to conveyancing in Canvey Island the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.